If you want to get ahead financially, one way to do so is to check-in on your habits. Are your financial habits supportive? As creatures of habit, our habits are either supportive or detrimental. Whether your habits are supportive will determine whether you’re successful. Specifically regarding finance, this can have a huge impact on your financial identity. Below are 10 supportive financial habits to help you get started.

1. Get your credit report and credit score every year

To get ahead financially, you have to know where you stand. Getting your credit reports from the three reporting agencies every year is one way to do so. You can get them for free once a year. You’ll have to pay about $10 to get your credit score, but it’s worth it. Knowing what’s on your report and what your score is will help you understand how to move forward financially and take control of your financial identity.

2. Save money every paycheck (pay yourself first!)

If you want to get rich, you have to be able to manage money. It doesn’t matter how much money you manage; it matters how you manage it. That said, start by putting money into savings as soon as you are paid. By paying yourself first you ensure you’re saving every pay period. If you save at the end of the pay period, you could run out of money.

3. Budget and track your spending

If you want to be in control of your financial life, you have to know where you money is going. Keeping a budget will help you see where your money is going and how you can change where it’s going if you want to. Without seeing the bigger picture, it will be hard to change your spending habits.

4. Set financial goals and complete one task per week toward achieving your goals

Having financial goals will help you see your future more clearly. You can’t get ahead if you don’t know where you’re going. Setting financial goals will help you live intentionally and achieve the financial success you desire.

5. Read financial blogs

Staying up to date on current financial news and topics will help you understand finance and fill the financial education gap that you may have.

6. Look for coupons before you buy anything

This can become a game. I try to use a coupon for everything! With so many online forums, there’s no reason to pay full price.

7. Say “no” to yourself once a day

This will prevent you from overspending and buying when you feel entitled.

8. Avoid using credit cards

You’re MUCH more likely to overspend if you use a credit card. If you do use a credit card, make sure you pay off your credit card every month. Doing this will help you stay out of debt.

9. Choose your friends wisely

We are chameleons. “They” say you become like the five people you spend most of your time with. So, if you are around people who struggle financially and make poor financial decisions, you probably will, too. The opposite is also true. If you surround yourself with successful, money-conscious people, you’re more likely to become like them.

10. Be positive

If you’re positive, you’ll attract other positive, successful people. And who doesn’t want that?