You have probably seen the many 1 hour cash advance advertisements that have been littering the Internet over the past few years. These 1 hour cash advance ads are for cash advance loans, also known as payday loans, and they may, or may not be what you are looking for if you need a small personal loan. These cash advance loans exemplify a great dichotomy of benefits and pitfalls for their borrowers, and they should only be utilized when you are confronting some very serious financial circumstances due to their exorbitant interest rates and finance charges. Regardless, these cash advance payday loans can provide you the money you need without much of a hassle if you are truly in need of such funding, and depending on the particular lender and loan product you are applying to you may be able to get your cash advance in less than 1 hour.

If you really need your money as fast as possible then it is a smart move to follow up on such 1 hour cash advance advertisements because these are the payday loan lenders that should actually be able to provide you with the money from your loan in most cases under an hour and without much delay. Different payday loan lenders have different application requirements and processes, and while the majority of cash lenders have basically the same kind of methodology, some lenders are inevitably faster than others when it comes to loan approval and disbursement. 1 hour cash advances can give almost immediate access to a cash loan as long as you can have all of the essential requirements that the particular lender may need before they can approve your application. If the lender does in fact practice what they preach then they should have no issue giving or sending you your money almost immediately upon approval, and this is perhaps one of the biggest advantages to doing business with one of these 1 hour cash advance lenders.

The important thing to know before you get too excited about receiving the proceeds of such a cash advance loan have to do with the amount you'll be able to receive, as well as the price you'll have to pay for access to such fast money. For the majority of payday loans on the market you will only be able to receive anywhere between one hundred to twelve hundred dollars at a time for any payday loan you get approved for from any one lender. You will also have to pay very high interest rates and fees for your loan, and these can range anywhere from three to seven hundred percent per year in interest, and anywhere between fifteen and thirty dollars for every one hundred dollars you take out in fees. There is not much you can do about paying such a high cost for your money besides shop around a bit to various cash advance lenders, and if you are authentically in need of a 1 hour payday loan then you may be forced into paying such a ridiculous price for your money. Unless you are in dire straights then it may be a wiser decision to just wait to see if you can come up with a better way to get your money, so don't hesitate to consider the variety of options that may be available to you even though you haven't noticed them yet. 1 hour cash advance loans may seem like a good and quick answer to your monetary difficulties, but they come at a steep price and many people shy away after learning about such high costs.

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