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Acer Computer Financing

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Desktop or laptop, Acer computers in recent years have won raves for inexpensive efficiency and sleek design and durability, particularly for their laptops. But if you want an Acer, and must go the financing route thanks to a lack of ready cash on hand, Acer computer financing options exist in spite of their comparative low cost and in spite of Acer itself offering no direct financing as of this writing.

If you are in the military, MilitaryComputerSales.com has Acer and other computer financing programs available, even if your credit is less than stellar. They require no money down and offer payment schedules based on end-of-service dates (the average is 24 months), with financing plans similar to those offered by brick-and-mortar stores that cater to military personnel. They offer packages on twenty Acer desktop models.

Coast2Coastpc.com also offers Acer financing for desktops and laptops, particularly if you have bad credit, but they also offer lease-to-own programs for the machines. The down side to going through them, however, is that they have been subject to a large volume of complaints over mishandling the $99 down payments often required to start a financing package. They have also been criticized for shipping delays in spite of the down payment and first monthly payment being made on time; or, of stall tactics when complainers attempt to cancel their deals once mistakes were discovered.

If you live within reach of a Rent-A-Center store, they currently offer four Acer laptop models for rent-to-own purchase. However, you may want to beware-the chain has been subject to complaints formal and otherwise over strong-arm tactics and abusive behavior, if you should fall behind on a payment when unexpected circumstances arise. Washington state, for example, is reviewing as of July 2009 complaints that Rent-A-Center collectors broke down doors, threatened children, and even shared personal financial information with renters' neighbors or relatives. In addition, several states have passed new regulations treating rent-to-own agreements as small loans and not lease agreements-including Minnesota, New Jersey, North Carolina, Vermont, and Wisconsin-which brings them under compliance to usury laws, APR disclosure, and other consumer protection regulations.

You may be surprised to learn you can finance an Acer laptop through Amazon.com. Amazon even helps people want get computers with bad credit. The popular online market has an in-house store card with which you can finance from among 22 Acer laptop models with a no-interest offer for six months if you pay off in full in six months or sooner. Amazon also offers similar twelve-month plans and no interest plus minimum monthlies over 24 months if you pay in full in that time frame. You should check to be sure your desired Acer qualifies under those plans before you think of using the Amazon card option.




Comments

Dec 4, 2010 1:57pm
ssomu007
Thanks for the information about the Acer computer financing which can be helpful for the poor one who wants to buy acer products based on this financing by the company itself, it is very gud lens.
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