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Animal Insurance: Health Insurance For Pets

By Edited Nov 13, 2013 0 0

Animal insurance can be a very wise and economical option for people who want to prepare for the costs related to pet health care. While, compared to the past, pet health care treatments have greatly improved, the unfortunate aspect of this advancement in pet care is that vet treatment costs are unfortunately going up about 10% annually. That means that with every passing year, treating your animal for illness or accident gradually becomes more and more expensive. But a great way to combat this issue is to get animal insurance.

Health insurance for pets comes in a variety of plans and can be surprisingly affordable. People looking to find the cheapest pet insurance may be surprised to find that they only have to pay as little as $5 a month for a basic coverage plan. You don't have to pay hundreds or thousands of dollars a month, as with coverage for humans; in fact, depending on the cost of your plan, you won't even hit $100 a year.

If you love your pet, as well as want to be prepared for any sudden health care costs and treatments, read on to learn more about animal insurance.

Everyone who loves their pet wants to take care of them, especially in the care of sickness or accident, but not everyone is always in the position to be able to afford the expensive vet bills that come along with pet care treatments. Examinations, shots, x-rays, blood tests, medication, et cetera: when all of these things add up, the costs can seem insurmountable. Worst of all is if your pet requires surgery or, worst of all, has cancer. You can expect to spend thousands of dollars for the treatment of your pet. It's no surprise then, that there are many businesses offering pet health care insurance to assist in covering these costs.

Getting a pet insurance quote is typically very easy; all you have to do is fill out some basic information about your pet, such as breed, age and gender, and you can -- in a matter of seconds -- be provided information on how much you might expect to pay per insurance plan for your pet.

Animal insurance comes in a variety of plans, and is typically available for cats and dogs. Plans may vary, ranging from coverage for basic pet care, all the way to covering just about every thing under the sun, including accident, injury, illness, pregnancy, dental care, cancer, hereditary conditions -- even acupuncture. Some plans may require a deductible of a couple hundred dollars, and usually cover anywhere from 70% to as much as 100% of the covered pet health care treatments.

When looking to get pet insurance, it's a good idea that you shop around a bit and compare prices, as well as to compare coverages. You may want to get low cost pet care, but you also want to make sure you're getting value for your money. Nothing's worse than paying $10 a month for your pet's health care insurance, only to find out later that what they were diagnosed with is not covered by your plan. Animal insurance is a great way to cover the costs of veterinary costs, but it's a good idea to make sure all your bases are covered.



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