18 ways to cut costs In these tough economic times, many people are looking for ways to cut costs. The words recession & depression sound discouraging & tough. You might even envision standing in a line for food. However, a few small changes can make a big difference in your monthly budget. Here are 18 ways to cut costs & save money without drastically changing your lifestyle.

1. Know what you are spending. Get out your bank statements & go through every line. Try to remember what you spent your cash withdrawals on. Yes, it can be scary to write down every penny that’s gone out the window. However, you'll be motivated to cut costs once you see how the little things add up.


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