Cat Health Insurance

Passion4Research | Feb 16, 2010 |

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With the help of many veterinarian offices, insurance companies and animal welfare organisations pet owners now have the chance to invest and pay into a life long dog or cat health insurance plan.
This new development not only allows for pet owners to prepare financially for their animals care but also enables everyone to make medical decisions based on what is best for their pet and not on what is available in their bank account.

Dog and cat health insurance is a great idea for all pet owners and can help to alleviate the stress which may result from high vet bills or emergency services. However, when searching for a cat health insurance plan there can be a lot of fine print to read through.

For example, many plans which are available for domestic cats will not cover genetic or hereditary defects, pre-existing conditions, vaccines, check-ups, behaviour problems or dental work. This of course is worth considering since so many of the most common causes of cat disease are genetic or are present when a kitten is born.

Most of the plans available are designed to assist a pet owner in affording treatment or surgery in the case of an accident; more of an emergency fund then a health payment plan.

It is due to these limitations that most feline fans choose to simply set aside some savings of their own to have on hand if their cat should ever need treatment rather than paying into a cat health insurance plan.
Some other notable facts regarding cat health insurance is that the money paid into the plan may actually end up costing a pet owner more than if they simply paid for their pet's treatment. Also, not all plans can be rearranged to cover multiple pets or may have stipulations such as only covering indoor cats or those who are spayed or neutered.

According to Dr. Pat Bradley of Cat Health Problems, though there are definite drawbacks to cat health insurance plans it is the security which makes it worth while and knowing that no matter what happens, the money is available to give a pet the care, treatment and assistance needed to live. Wouldn't your cat do the same for you?