Filing personal bankruptcy under the Chapter 7 option can be an effective way to eliminate a good portion of your debt, providing you with a fresh start an a new outlook. That being said, bankruptcy can also cost quite a bit of money, particularly if you decide to hire legal representation. Because of their dire financial situations, most borrowers tend to overlook the fact that filing bankruptcy costs money. After all, can you really be expected to shell out money in order to get out of debt? Unfortunately the answer is yes. How much money you pay will depend largely on the nature of your case and whether or not you choose to seek professional assistance. The following article will break down some of the common costs associated with a Chapter 7 claim, including some ballpark figures for Chapter 7 bankruptcy attorney fees.

Hiring an attorney to assist you with your claim can be exceedingly expensive and while there are cheap attorneys out there, you'd be better off hiring a reputable firm or individual to handle your case. So, what should you expect to pay for a qualified attorney? It's tough to provide an exact figure, but it's not uncommon to pay between $1,500 and $2,000 for an attorney that specializes in personal bankruptcy cases. Although this may seem like a lot of money, consider the following advantages that attorneys can provide –

• Legal Advice and Representation – only an attorney can legally provide you with advice and representation pertaining to your individual case. In the case that you're required to appear in court, an attorney can represent your case.

• Document Preparation – preparing documents is the single most time-consuming aspect of the bankruptcy process, which is why many borrowers elect to hire someone to do this for them.

• Education – even an initial consultation with an attorney can provide valuable insight related to the filing process.

I can't stress enough just how important it is to hire a reputable attorney with a good track record of success. Of course, finding the right firm or individual to represent you can be somewhat challenging if you don't know where to look. The first thing I'd suggest doing is browsing online for an attorney. You should look for someone that is somewhat local, since a local attorney will likely have a better understanding of the laws and regulations of the state in which you reside. Secondly, you should try to find at least 3-4 decent options and you should follow up on each of them. You should place a call with each attorney and ask for an initial consultation. This can be a great opportunity for you to get a feel for how they operate. Lastly, you should consider looking up the name or names of any attorney online to check for disputes of claims that have been made against them. Of course, you can also check for positive reviews while you're at it.

Ultimately, you will be expected to pay between $1,500 and $2,000 for Chapter 7 bankruptcy attorney fees, which means that a sufficient amount of research will go along way toward helping you emerge from your financial mess in one piece.