Looking for cheap car insurance for 17 year olds? You may be surprised that car insurance quotes are little higher than you expected. Despite this however shopping around for teen driver car insurance can result in surprisingly low premiums if you know how to look and are diligent enough to go through the entire process. Fining inexpensive car insurance for your teen will not be easy but it is possible because of the way that car insurance companies set their rates.
Finding Inexpensive Car Insurance For Teens
Everybody knows that finding inexpensive car insurance is a matter of diligently getting quotes from every auto insurer under the sun. The reason that each insurance company varies so much in rates is because of the pricing structure that these companies follow. Some companies will have heavily discounted cheap car insurance for 17 year olds and other young driver but will have higher than average rates for older or more mature drivers.
Some companies may split their weighting based on other demographic factors such as gender or region. A company offering cheap car insurance for women may have higher rates for men as an offset. Similarly a company offering low auto coverage rates to southern
Cheap Car Insurance For 17 Year Olds
If you want to find cheap car insurance for young drivers then you simply have to call around and start getting detailed quotes. Remember to ask for quotes based on your car, region, your child's grades, and ask about discounts based on a shared policy between your 17 year old and yourself. Multiple policy discounts may influence your decision in choosing the best auto insurer and changing deductible levels may make one insurer cheaper than another.
You need to first sit down and determine if finding the absolute cheapest insurance premium possible no matter the coverage or deductible levels is what you value or not. You may find that your values require a minimum coverage amount and a maximum deductible amount with no regard to the claims process or customer service of the company.
Likewise you may be the complete opposite. You may value the customer service but truly want to lowest possible rate based on a high deductible and low coverage limits. These values should go into your decision making process and be built into the quotes you get from each car insurance company you get quotes from.
Once you determine your fundamental values in finding the cheapest car insurance for your teen then start making a list of every car insurance company you can think of. Go through the phone book and add each local insurance company to the list and research online for other national auto coverage companies which may be less well known. Finding the cheapest insurance will require a thorough list of companies to be truly all encompassing.
Once you get this far start calling one by one. Remember that when you call these companies for car insurance quotes you will not be purchasing anything. You are merely getting quotes and will call back to purchase only after you go through your master list. If you do the work of properly researching your options you should end up knowing for sure that you got the best rate and the cheapest car insurance for your teen driver.