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"A life without cause is a life without effect."* What is your cause? If it is to send your child to school or earn some extra cash then consider this: We all need a little boost during the holiday season and U promise is it! U promise is a website that allows you to shop online and earn money for your child's college fund, your college fund, or you can request a check to pay back student loans.

This site is unique because you don't have to only purchase products from the company to earn cash. You can also purchase items on eBay, Walmart, Target, JCPenney, vistaprint, Dell, Old Navy, Nordstrom, 24hr fitness and the list goes on. For just about every need/want there is a store to satisfy it. U promise has over 21,000 grocery and drugstores coast to coast, thousands of brands, over 550 online retailers, over 8,000 restaurants nationwide, credit cards, car repair, fast food, books and home goods. Why wouldn't you want to earn cash?

What you can do on U Promise: Buy toys, gas, groceries, apparel, electronics, entertainment, flowers and gifts, health and beauty, sports and recreation, flights, hotels, vacation, and more. You earn cash on every purchase.

How can they do this?: U promise can do this because it is an affiliate of the companies mentioned above. This means that companies pay U Promise to refer people who make a purchases. Instead of keeping the earnings (like most affiliates) U Promise gives back most and sometimes all of it's commissions.

How it works. Earn 1 - 25% when you shop online with U Promise (don't forget to check out the deals section and the coupons). You also can earn 16% percent on dinning out. They add the money in your college fund account after your purchases.

I found this information to be very helpful as I have three little ones that I am saving for now. My goal is to spend my money on things that are going to give me a financial return. This is an excellent way to get a return on your everyday needs. If I spend 300 dollars on my grocery bill I can get 10% in college savings. That really adds up in time. If you would like to get more information on this visit the site at They also have a 1800 number if you prefer to talk to someone.

*Quote credit goes to Barbarella
* Photo Credit