Money for life

Creating prosperity with proper money management is most everyone's dream. Trying to save money so we can buy the objects that we need is a lifelong goal for most. Prosperity is not an unattainable goal, but a easy goal to achieve.Understanding that we all dont need to spend the money we do , will make life a little easier in the long run.

First and foremost you need to understand where you are now financially. Take a quick over view on the following subjects that we will cover. The topics listed are not the only ways to help with money mangement but a small tip of the ice berg.

  1. Debts
  2. Bills
  3. Personal money
  4. Savings
  5. Investments


Debts can be the crushing blow that your financial stability does not need. If you are starting from scratch then please do not create to much debt. Debt will hurt you in the long run and hurt the chances for financial prosperity.Please take notice of the amount that you currently owe. Many people owe thousands of dollars and have the worst trouble trying to get free. Gradually chip away with the bills. At the end if you can lower the amount of bills you owe, you can put the money earned away into savings.


Many people live with the bare necessities so they can save. Go without the morning coffee or turn off the lights after leaving the room. Cutting the amount of bills you have monthly will help to create a comfy area to build on. Take in consideration that a pack of cigarettes cost around 5 dollars. Time that by 7 and that is almost $40 a week you can save . You may think $40 saved every week is nothing but in twenty weeks you will have $41000 towards retirement.

Personal Money

Personal money is the money you live on weekly. Do you need to spend the money on the items you buy every week. Make a list of every thing you buy for one week and see how much money goes to waste. We don't all have to buy the named brand items all of the time. Buying from some second hand stores can save upwards of 30 dollars a week.Budgeting the remainder of the money is also a easy way to find the extra money to put towards savings.


Savings will all ways be the biggest part to Financial prosperity. Figure out when you want to retire and decide how much a week you want to live on. Times that number by how long it is to retirement and that is how much you need to save. Banks are a amazing way to start the long haul towards money management. A good choice is but twenty percent of earning back into savings . Having a six month cash flow to fall back on in case of emergency is a must.


Investments can make or break you in your quest toward proper money management. Make sure all of the investments that you do are properly researched and thought about. Hurrying into get rich scams can kill your chances of being secure with money.Make sure that you diversify your investments .In cases of national tragedy there is a great chance that stocks bonds and houses will loose value. Mixing up the investments will helping in securing the much need stability that we all need.

With continued following of these easy tips even you can have the Financial prosperity you have been dreaming of. Dreaming of prosperity though money management is a feasible situation for anyone who can put a little dedication forth.

Feel free to view these articles that pertain to this subject:

Make money for the go-getter in you

How to feed a family on $50.00 a week