Debt Relief with Dave Ramsey

If you've flipped around your AM radio dial lately, you've probably run across a program whose host has a southern twang and a folksy style. When his callers ask him how he's doing he answers, "Better than I deserve."

If you listen longer you'll find the callers are asking for advice on money. There's a lot of talk of car loans and student loans and insurance. The host's advice is tough, but it's dished out with lots of compassion and humor. If you're listening on a Friday you'll hear the payoff: lots of shouts of "I'm debt free!"

You're listening to The Dave Ramsey Show.

Dave Ramsey is a former real estate investor who went bankrupt and rebuilt his life without using debt. Any debt. Not even a mortgage. His advice on how to do that has turned into a media empire that includes a syndicated radio show, a daily TV show on Fox Business Network, and several books include the bestselling Total Money Makeover.

Ramsey's plan for getting his callers, readers, and viewers out of debt includes a simple system of seven "baby steps". His debt elimination advice isn't sophisticated and isn't sexy, but it's effective. And in today's recession-ravaged economy, his message is especially timely.