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Debunking Myths about Disability Benefits

By Edited Feb 10, 2014 0 0

Applicants for disability benefits distributed by Social Security Administration are often hindered by their misconception on filing and how their claims will be granted by the agency.

It is important for applicants to know which information they should trust and which will jeopardize their claims for disability benefits. Here are the top three myths and misconceptions that applicants must know about:

MYTH 1: The SSA denies all initial claims for disability benefits.

If this is true, then, it will be futile to file initial claims, right?

This misconception has been around for ages because the agency denies around 70 percent of all disability claims. Given this hefty percentage, it would be easy to understand why people think that the agency automatically rejects their claim for benefits.

Understand that though a lot of applicants get their initial claims rejected, there are still some who are approved by the agency as they submit adequate evidence and information that proves their eligibility for SSDI or the SSI.

MYTH 2: A Physician's letter automatically qualifies me for disability benefits.

Your doctor's statement regarding your disability will not guarantee you of disability benefits though it will definitely strengthen your claim. Keep in mind that a lot of things will be considered before the SSA grants your claim.

Basically, when applying for SSDI, you must also present proof that you've paid your social security taxes enough to earn you points that will qualify you for disability, retirement, and survivor benefits.

When applying for SSI or Supplemental Security Income, on the other hand, the applicant must prove his inadequate means to support his daily needs and medications. Aside from the person's financial resources, his household's income and resources will also be calculated to determine whether it is enough to support for the applicant's needs.

MYTH 3: After the rejection of initial claims, there is nothing else you can do.

Some eligible SSDI applicants whose claims have been rejected often give up their right to these benefits and just file application for another program, the SSI, that also helps the disabled. This shouldn't be the applicant's last resort as they can still claim benefits from the SSDI by filing appeals.

After the rejection of initial claim, the applicant will be sent a notice of why his application didn't qualify. He can follow the instructions of how he can appeal the decision or consult with a representative who will determine possible remedies to get his application approved.

A Los Angeles Social security disability lawyer can represent claimants of either SSDI or the SSI. These experts will know exactly what went wrong in the initial claim and they can correct it by submitting necessary documents required by the agency.


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