No, this is not a budget to follow, nor a list of things to do to save energy around the house, but a solution for the economic crisis, in my opinion. Now you ask yourself, "Why should I think this is any different than the other material that has been available for me to follow up until now?"
Things You Will NeedPull up a chair, open your mind, listen to my thoughts and decide if it makes sense to you. You can take all or part of my solution of the economic crisis we are in the midst of, right now. It is an easy read, simple directives and a workable plan. Let's get right to the meat of the topic.
Step 1For many people, life has gone on, the way they live, for a long time. My initial idea is to know that will not be possible to continue as it has been in the past. When something does not work, you can't keep doing the same thing and expect a different result, can you? A change needs to be made to recover from the economic crisis many face today. An awareness of the needs, and wants should be defined. I want to pay my bills on time, most responsible people do. Circumstances might have changed drastically that have altered the living as you knew it last month. Now with that said, I think you can see some changes need to be made.
Step 2The income should meet the outgo of a household. If it does not, recognizing it is not balanced, quickly becomes evident. Now the solutions need to be implemented soon, so the hole does not get deeper. If you are able to be gainfully employed, start looking, talking to everyone you see and seek a job. Check out leads until you are tired enough to sleep well. Take anything at first to just have some flow of money again for the demands of life. Take any part time jobs and one might turn into a full time one with a pay raise in the future. Let the door be open to get you working.
Step 3Talk to the landlord, banker, or whoever it is that owns where you live. Times are tough for many, you are not the only one in a crunch. Let the person know, you are seeking employment and intend to overcome this adversity. Ask if the loan or mortgage can be deferred for a month. This means that your payment will go on the back end of your loan. You might have to pay interest, which will be a far cry from your usual payments. The landlord needs to get a special, personal visit from you. Ask if there is any way you could work off some of your rent money. Odd jobs, anything that can lighten your financial load for a month. After a month, you can ask for another month if you need it.
Step 4Sign up for unemployment, food stamps and any assisting programs. This is temporary, my friend, swallow your pride and just do what you need to do. Talk to local churches, businesses and ask for help. We all need some help some time or another. It is your time, now.
Step 5Stop buying anything you don't need. Pay cash for everything. If you don't have the green, you don't buy it. Chips, cookies, soda, candy, prepared foods, beer are not bought, and you get the picture, don't you?
Step 6Praying ÃÂ Â should have been the first step to solve the economic crisis we now face. It is never too late to admit we are wrong and need help, guidance and God to love us through our mistakes.
Review in summary:
1. Be aware of change needing to take place.
2. Know the difference between need and want
3. Ask for a job to get a foot in the door.
4. Sign up for programs to get assistance for a short duration.
5. Talk to bank about loan or Landlord about rental of your residence. Reduce payment, work for rent, place mortgage payment on end of contract.
6. Don't buy what you don't need. Pay cash for what you need.
7. Pray for God to forgive us our worldly ways and bring us peace and comfort.