Its undoubtedly one of the most exciting times in any young persons life. When we pass you driving test we feel as if we have finally become an adult with the added freedoms to do our own thing and go wherever we want, when we want.

The first thing any new driver wants to do is rush out and buy a new car with their saving but this can be a mistake if you haven't first considered who much the insurance for your new vehicle is going to cost. Finding cheap car insurance for young drivers is no easy task and if you spend most of your available cash on your car you might find that you don't have enough left over to pay for an annual insurance policy.

Young drivers should sit down and make a budget before using the money they have saved up to get started with their driving career. You should remember that you have to pay for things like servicing, tax and MOT test for your vehicle, but it is the young persons car insurance that is really going to cost you so you should keep that as top priority.

With regard to planning for insurance costs the easiest thing to do is get on the Internet and get some quotes from a few of the many insurers on the Web. Price comparison websites allow you to enter your details once and they will compare how much insurance will cost you for a specific car from a number of different insurance companies in one go. Check how much it cover will cost you for various makes and models of car so you can have a better idea about what size of car you can afford to cover.

Getting the cheapest car insurance for young drivers means you are going to have to make a few sacrifices for the first couple of years driving. You might want to drive a sports car but the reality is that you most probably will need to pick up something with a smaller engine to enable you to get the insurance, unless you have unlimited funds available of course.

One of the best ways to get cheaper car insurance for young drivers is to take out third party cover rather than the more expensive fully comprehensive. With this type of policy you will only be covered for damage to the other person and their vehicle in the event of an accident. This means you will have to pay for any repairs made to your own vehicle but if its isn't worth too much money in the first place this is a great option to reduce costs.

Also, keep in mind that you can further reduce your young persons car insurance by doing things like agreeing to keep your car garaged overnight and fitting an approved security device. These thing are never going to make a huge difference but the might save you a few welcome pounds.

When you have been driving for a couple of years, accumulated a no claims bonus and gotten some experience on the roads you will find that insurers look on you with a different light which will lead to reduced premiums and the ability to insure better and faster cars. Until that time just try to enjoy the fact that you now have the freedom to drive the open highways in your own vehicle and try to put the cost of your car insurance to the back of your mind.