Emergency Aid for Low Income Families

There are many free government resources for parents, whether single or married, and many help programs for low income families and those with special needs.  Included in this article are some of the assistance programs you can look at, so you can get the help you need for you, your children, and your entire family.  You never know what type of financial assistance or other programs you will qualify for until you study them in detail and apply for them.  Here are some of the programs you will want to keep in mind.

Medical Expenses

When you look at free government resources for parents and families, it seems healthcare is one of the most important things to look at.   With the costs of insurance and medical procedures skyrocketing, it’s more important than ever to see if you can qualify for help.  If you need help with medical and dental bills, these are some options to keep in mind.

Health/Dental Insurance:  If you need coverage for your kids, check out the State Children’s Health Insurance programs (SCHIP) in your area.  You’ll be able to make sure your kids see the doctor when they need to.

Public Health:  If you don’t qualify for help from SCHIP, try looking for public health clinics in your area that offer free medical exams and services.  You’ll find it a great free government resource for parents.

Child Raising Expenses

The cost of raising a child has gone way up in recent years.  There are many reasons for this, but the reasons aren’t nearly as important to hose looking for help as the ability to find assistance.  Fortunately, there are tons of programs you can check out to get some assistance with child raising expenses.  Listed below are just a few of them.

Free Car Seats:  Believe it or not, there are many avenues you can explore to get a free car seat for your children.  Hospitals, police departments, government programs, and many other possibilities are out there, where you can get assistance.

Day Care:  It seems most low income families can qualify for day care assistance.  In today’s world, both parents generally have to work to make ends meet.  The problem is that daycare is so expensive that in many cases, one full parent’s income is lost to make the payments.  Daycare assistance is a great way to put more money in your pocket.

Baby Food/Baby Formula:  You can get free baby formula, which many moderate to low income families are able to qualify for through a government program called Women, Infants, and Children (WIC).  In addition to WIC, which provides baby and child nutritional food, parents can contact companies like Enfamil for low income assistance with baby formula.

Head Start:  Designed as a way for children to break through the chains of living in a low income household, Head Start is simply a jump on education, like pre-school.  Many families, even those at moderate income levels can use these free government resources for parents.

For Parents

Some of the free government resources for families are designed specifically for mothers and fathers, but do benefit their children.  Listed below are some of the family assistance programs that you may want to check out.

Food Stamps:  You can apply for food stamps now, sometimes online, or you can simply go to your local courthouse to find out what you have to do to apply for food stamps in your area.  Most families, even those that aren't very low income, may be able to qualify.

Heating Assistance:  Do you need help paying your electric or heating bill?  If so, you are not alone.  The Low Income Housing Energy Assistance program (LIHEAP) may be just the thing you are looking for.  Best of all, it’s not just for very low income families, since the top-end is 150% of the local poverty level income.  This means even some moderate income families can get assistance through LIHEAP.

Temporary Assistance:  Temporary Assistance for Needy Families (TANF) is yet another free government resource for parents to check out.  There are all sorts of options, from financial assistance to help with rent, food, and just about any other living expense you can think of.

Mortgage Assistance:  The Department of Housing and Urban Development (HUD) and the Making Home Affordable Program (MHA) are both good options to consider when you are looking at free government resources for parents and families in need of assistance.  Are you behind on your payments?  You can get financial assistance for mortgage payments that are behind.  Are you struggling just to make ends meet and make your mortgage payments?  If so, these programs might be perfect for you.

Rent Assistance:  If you are saying to yourself, I need assistance in paying my rent, you are not alone.  You will have lots of options to keep in mind.  There actually are many different free government resources for parents that need help paying rent.  From applying for low income housing, to charities, there’s a good chance you’ll find the assistance you need. 

Holiday Help:  You can find Christmas help for low income families in a number of different places.  Toys for Tots, The Angle Tree, and many secret Santa programs are out there for help.  Of course, the types of government resources for parents aren’t limited to Christmas.  You can find free financial help in many forms for all sorts of different holidays.

How Do I Apply?

If you want to apply for help from any of the programs listed in this article, you have a couple of basic options to keep in mind.  Here are the main ways to find the help you need.

Online:  If you apply online you’ll need to be very careful of scam artists and rip-off sites.  You don’t need to pay to apply for any government programs that offer free resources for parents and low income families.  Keep this in mind as you fill out any applications online.

In Person:  This is probably your best option, although it isn’t nearly as convenient.  Visit your local county courthouse and they can point you in the right direction for help.  Since most courthouses have many branches under the same room, it’s likely to be the only place you’ll have to make to apply for benefits and help.

Now that you know about free government resources for parents, go out and apply for family assistance today.