Saving Money(91520)
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There are millions of websites out there that suggest different ways to save money, so instead of just repeating what they have already said, I’m going to give you some different ideas for fun ways to save money.

1. Go out and buy a cute glass money box. Something that doesn’t have the option to easily get into it without breaking it. Knowing you have to smash this cute little box will deter you from opening it until it is full.

2. Make a see-through money box. Buy some form of hard plastic sheet, or a see through old pipe. Make a lid for the top sealing it with glue so it’s not removable. Make a bottom that is sturdy and fitted properly to the middle piece. Use tape, glue, nails whatever you feel is appropriate. Can be from anything you like as long as it can hold a bit of weight. Then join all 3 together. Make a slit at the top end of the pipe/plastic tube for the coin and money slot. You can decorate this however you like but make sure you leave parts of it see-through to allow for watching the money grow. The aim with this money box is watching it grow, which usually in turns sparks wanting to contribute more often. I would suggest making it around a metre tall and about 10cm in diameter to allow for lots of coin. This money box is more for a long term, or serious saving idea.

3. Pick a word that is fun, and that is often used around your household during every day chatting. For example, "Bored". If someone says that word, they now have to contribute so much to the saving jar. You can even change the word every week, to make it more fun. You won’t notice a dollar gone from your wallet, or even 2 if you forget and say it. But by a few weeks with everyone in the household playing along, you will have a nice little money collection.

4. Plan a cooking day. It is quite amazing how much money we can save by cooking our foods from scratch and in bulk, rather than takeaways, easy meals or things in boxes. Sit down and plan together what things you would like to eat during that week. Get everyone involved so all are happy and makes more variety. Research the recipes, and note all instructions and ingredients down. Then on grocery day buy what’s needed.  Plan the cooking day on a day where everyone is home, so no one misses out and not one person ends up stuck with all the cleaning up. You can freeze excess food, and will have a wide variety of things to choose from. Depending on what recipes you choose, you will no doubt find that your grocery bill was smaller than buying boxed products and takeaways.

5. Plan a Garage Sale. Get everyone to spend time the week before going to through their belongings and pulling aside anything that is no longer needed or wanted. Then start advertising early that week, so attract more attention. Make street posters, tell friends and family, and if your community has any free billboards post on those and things like Facebook. Remember one person’s junk is another person’s treasure. You never know what people are interested in or have been searching for. Even something you only get $10 for is better than sitting in the cupboard forgotten and collecting dust. My neighbour recently had a garage sale and make just under $2000. So got for it!

6. Before buying something think “Do I really need this, or do I just want it?” It is amazing how many times I have put things back down after telling myself I really don’t need it, I only want it. Impulse shopping is an easy way to spend money. So where you can ask yourself do you really need it and an even better solution is try to steer clear of the shops unless you really NEED to go.

7. Organise a Home Op Swap Day with your friends. This one is great fun! But you do need to give at least a weeks’ notice so people can prepare. Instead of going shopping, or throwing things away, you get your closest friends to come around to your place and have an Op Swap Day. This is where you bring items such as shoes, clothes, hats, bags, anything you want really and you put it on tables outside, and swap each other. Organise to have lunch, drinks and even games to make it an all-day event! You will be surprised at the fun you will have, and might end up swapping some clothes that you never wear for a new fab piece. This won’t necessarily make you any money, but it works as in a swap project so it’s just like you’ve been shopping but didn’t cost you a cent!

8. Collect coupons and competition entries. Never enter something that costs you money to enter, those will be 99% of the time be scams. But if it doesn’t cost you a cent, then why not enter as many and as many times as you can. You just never know your luck and you might win something great. Collecting coupons can save you a lot of money when shopping. In your groceries, anything really. Make yourself a coupon box, and put them in that as you collect them. At the end of each week, or shopping day go through the box to find any that are of use to you that week, and to make sure that you don’t end up with lots of old ones.

9. Buy non brand where possible. I am a big no brand buyer as I simply refuse to pay the extra $4 for a pretty package and a name label. You might think, “Oh well it’s only $2 extra for this one and then an extra 90cents for this one, but over an entire grocery shop you will save heaps! I will admit that not everything can be bought brand, something’s are better of the brand types, but I find 90% of my groceries is no brand and I save around $150 per week.  Even if you just do it once, just to work out how much you saved that week. Take a calculator with you and make it more interesting.

10. Find something fun to invest in. Check out the stock market for shares that you find interesting and are doing ok. You don’t have to buy hundreds can start off with a little as you like. Instead of collecting the money that say your ‘2 Shares’ have made you, set up the account so they automatically buy new shares. So overtime instead of having 2 shares, they will grow and you will end up with heaps. You can then later sell them, or change the settings if you would like to collect the earnings rather than purchase more shares.