Do you have a brilliant idea for a small business, but just don't have the funds available to get your idea off the ground and running? You can look to the Federal Government for assistance. The Federal Government has many small business grants and small business loans available.

When searching for your small business grants, the most important thing to keep in mind is you do not have to pay for these opportunities. Apply for Government run grants and loans is free of charge through the government. If you are going to be charged fees, it a red flag for a possible scam or a business that is charging for information that is available to you free of charge as long as you are willing to do some research, digging and investigating.

There are over 1,000 grants available. They are not awarded to an individual who needs assistance to live. These grants are for businesses and they have hundreds of categories.

Be sure you know the terminology before applying for a grant. A grant does not need to be repaid. It is difficult to get a grant, grants are not just handed out. When applying for a grant, be prepared for lots and lots of paperwork which needs to meticulously filled out, there are no shortcuts. To apply for a government grant you have to fit into certain, very specific categories such as you have to be a non-profit group or a branch of the government such as a part of the school system or local government. Grants are also available to small businesses that meet specific criteria such as company size or number of employees. Grants are not only for government and non-profits although that is where you will find many. Do not be deterred, there many grants that you probably didn't even know existed and every year many grants go unused because those looking to start a small business or already have one, had no idea these small business grants were even available.

Your best resource when searching for a government grant for your small business is the government web site They have a wealth of information and an easy to use advanced search. When searching for a grant, be specific, narrow down your search as much as possible and be sure to check off every box even if you don't think it is important.

Check for small business grants through your state and local government. The Federal Government is not the only branch of government that offers assistance to small businesses.

For those that do not fit into the many categories for grant qualifications, a small business loan may be what you are looking for. A small business loan, just like any other loan has to be repaid. Again, applying for a small business loan through the government requires much paperwork and it not easy. Government backed small business loans also, do not require upfront fees for processing.