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Help! I Need Money Desperately: I Need Free Resources To Help Me Get By

By Edited Nov 13, 2013 0 0

I Need Money Now!

If you need money quickly and can't borrow it from a friend or family member, don't worry there are options. It is ok to admit that you may need some help and try your best to get your hand on an emergency cash source.  Many Americans live paycheck to paycheck so essentially, many Americans are just one paycheck away from homelessness and hunger.  If you are already strapped for cash, the best thing to do to try to get the money you need right away is to do something today that you can get paid for today. 


Three Things That You Can Do Today And Get Paid For Today

  • Pawn valuables and scraps alike: Everything has a value, eve something that you think is trash, may be worth a lot to someone else.  If you are in desperate need of immediate cash, gather up everything that you think you can live without and sell it to a pawn shop.  Almost everything has a value do don't think because it is beaten and worn, that nobody will want it.  There is a lot of money being made off selling scraps. If you have already sold everything that is not nailed down then go to your friends and family and ask them to donate items to your cause.  If they can't lend you money, see if they will help you by donating clothing, furniture, jewelry or other items that they don't want or haven't used in years so you can get some benefit from it.  Things can be replaced once you re back on your feet.
  • Car detailing: Car detailing is essentially washing and polishing the outside of the car and also cleaning the inside of the car.  Most people have cars and most people will pay you to wash their car.  Charge what they would normally pay to go to the car wash and do it themselves.  Start with an introductory price, this way they know the price won't remain at that level for too long.  Your introductory price should be low for your market area because you are trying to get customers.  Once you get them, then you can set a regular price that is fair to both you and your customers.  You will have a lot of rejections, but there are also many people, especially if they know you live in the neighborhood, who will say yes! Once you have washed their car or cars a few times, you can start asking for referrals to people they know who may need someone to come to their home and detail their car.  They could also give you referrals for other services that they themselves need or someone they know needs.  Car detailing is a good way to make quick money and get your foot in the door to introduce other cash paying services to your customers.
  • Window washing:  This is also something that you can do today and get paid for today.  It is simple, go to small businesses in your area.  Small little mom & pop shops who may not have regular help to keep their businesses clean.  Dress nicely, just like you are going for a job interview.  When you go in, ask for the owner of the establishment.  If the owner is not there, then ask to speak with the manager. Window washers for small mom & pop shops generally get paid at least $10 per washing of all the windows.  If there are a lot of windows then you can negotiate a higher price.  Just like with the car detailing, you will get some rejections, however you will get some business who will say yes especially since they realize that you are a small business just like them.  Once you are in the business, if you notice anything else that needs regular cleaning such as the bathrooms, kitchen, appliances or furniture, offer your services there as well.  You desperate need of money could turn around almost instantly with a good cleaning business.

 Other Things You Can Do To Get Emergency Cash Right Now!

While you are deciding which service business you want to start to make some quick cash for yourself so you can pay your bills, you may have to consider getting a loan of some sort.  Something, that gets your head above water now and that you can pay back once you are making ends meet again.  There are a few options in this area, but keep in mind, some of them come with a high interest rate, so make your choices wisely.

Payday Loan or Emergency Cash Loan

Payday Loan Emergency Cash

 The quickest way to get the cash you need today is to call a payday loan lender.  Most often, all you need is a regular form of income, a checking account and to make sure that you are over 18 years of age.  There are payday loans such as the "no fax" payday loans that you can get even if you don't have a job.  If you are going to get a payday loan just make sure that you can pay it back when it's due. Payday loans are short-term loans which means they are usually only good for weeks or a few months before they become due.  Make sure that you will be able to pay this loan back before you take it out. Adding more debt to an already stressed situation with no way of paying it back is just adding fuel to the already hotly burning fire.

Bad Credit Guaranteed Personal Loans

There are lenders who will lend you money if you have bad credit.  Some will lend you anywhere from $1000 to $5000 and more if you meet certain requirements.  The terms are usually longer than a payday loan, but the interest is usually just as high or higher and you end up paying back more in the long run. Although they are guaranteed, which means that you will get the money, you will have to weigh and calculate whether or not the interest payments that you may have to pay is worth getting the loan.

Get A Title Loan

 If you have a car that's already paid for and you own the title to, then it is relatively easy to get a title loan.  There are small banks and credit unions in your neck of the woods who specialize in loans such as this. The interest rates on these types of loans are much better because it's back by collateral.

Work From Home

 Work from home writing, doing customer service or IT to make the extra money you need to get by.  You can visit ratracerebellion.com for a list of companies who hire workers to do a variety of different things.  They also post daily job leads.

Employee  Assistance Program

 If you are working, especially for a medium sized or larger company, then go to their employee relations department.  Many employee relations departments have  programs to help employees who are struggling with different things, including depression and paying the rent.  See what your Employee Assistance Program (EAP) can offer you as far as immediate help goes.

Government Agencies

 Government agencies have programs in place to help people pay rent, buy food, save their homes and get the help they may need.  Whatever problem you have, there is a government agency that can help you.  However, with so many people needing help, it may be quicker just to find some legal way to help yourself.  You can call 211 in 39 states if you need immediate help. 211 is like an emergency number for social services.  You can go to 211.org to see whether or not your state is a participant.


Here Are Some More Resources To Help You Get Money, Save Money, And Improve Yourself and Your Life


 Family Financial Help Of America Video: Press Here



Pay Day Loan and Emergency Cash Resources

Payday Loan Emergency Cash
  1. Get A Small Cash Advance Til Payday: How Does A Payday Loan Work?
  2. I Need $1000 Now: $1000 Emergency Cash
  3. I Need A Personal Loan Quick, But I Have Bad Credit
  4. I Want A Cash Loan But I'm Getting Welfare
  5. Get Emergency Cash Loans Even If You Are On Welfare
  6. What Is A Loan Shark and Legal Loan Sharking
  7. Payday Loads
  8. Western Sky Emergency Cash Loans
  9. Payday Panda Cash Advance Loans
  10. I Need Emergency Cash To Bail Someone Out Of Jail
  11. I Need A Car Today: Car Loans With No Credit
  12. About "Cash Call" Emergency Loans
  13. Western Sky Financial Review
  14. Payday Loans For Christians
  15. Fixed Rate Payday Loans For Christians, Muslims And Other Religions
  16. Help! I Need A Loan But My Credit Is Bad
  17. I Need A Personal Loan Quick But I Am Unemployed And I Have Bad Credit-Should I Get A Personal Loan If I'm Unemployed?
  18. High Risk Personal Loans-Get Approved Today!
  19. Car Loan Pal: Car Loans For People With Good, Bad Or No Credit
  20. I Need A Personal Loan To Pay For My Wedding But I Have Bad Credit
  21. I Need A Personal Loan Not A Payday Loan To Consolidate My Credit Card Debt But I Have Bad Credit
  22. Savings Account Payday Loans-No Credit Check

Other Loans And Lending For People With Bad Credit

  1. Top Peer To Peer Lending Sites
  2. Where To Apply For All Types Of Loans Including Mortgage Loans With Bad Credit

How To Make Money At Home or Online Resources

  1. How To Make A Living Off The Stock Market
  2. Usell.com Get Cash For Your Old Electronics
  3. How To Sell Silver and Gold Scraps For Cash
  4. How To Make Money As A House Finder/Locator
  5. How To Become an Heir and Asset Finder
  6. How To Become An Avon Selling Representative
  7. How To Become An Avon Selling Representative In Canada
  8. How To Get Jobs From Craigslist
  9. Ways to Make Money When You Have No Job: I Need Money But I have No Job
  10. Online Employment Opportunities For Women Over 50
  11. I Need Money Now! Kevin Trudeau: Free Money They Don't Want You To Know About Review
  12. Make Quick Cash When You Need It-10 Ways To Make Extra Cash
  13. Can I Really Make Easy Money Getting Paid To Stuff Envelopes?

Money Saving and Free Resources

  1. I Need To Buy A Car For $1000 or Less
  2. Cheap Cell Phones With No Contracts
  3. Free Cell Phones For The Elderly
  4. Free Cell Phones For Low Income People
  5. Free Stuff For Your Cell or Mobile Phone
  6. Free Auto Information: Car Information For Free
  7. I Need A Car Today: Where Can I Get A Donated Car?
  8. Free Computers For Low Income Families On Welfare
  9. Are There Churches That Will Help Me Pay My Bills?
  10. I Need Free Money Now To Pay My Rent-Have A Rent Party?
  11. Ways To Save Money And Get By When You Lose Your Job
  12. Is It Possible To Buy A House With No Money Down If I Have Bad Credit?
  13. How To Ask For Money For Christmas And Birthdays

Jobs and Training Resources

Employment Application
  1. Sears Jobs Hiring Now!
  2. Subway Online Employment Application
  3. Printable Job Applications
  4. Is Filling Out a Sears Job Application The Same As Filling Out A Kmart Job Application?
  5. Heartbreak Hotel Employment Application Online
  6. How To Get A Job Without A College Degree
  7. Baltimore Jobs Hiring
  8. Blank Online Job Application: Should IFill Out Applications Online?
  9. University Of Phoenix Online Employment Opportunities
  10. I Am A Medical Coder, Where Can I Find Jobs Online?

Help From Government and Service Organizations

The Giving Pledge: Rich People Who Give Away Money To The Poor
Click On The Picture To Learn More About The Giving Pledge
  1. Get Affordable Housing Using Government Money
  2. Is There Grant Money to Help Pay Bills While Unemployed?
  3. Avoid Foreclosure: Foreclosure Prevention Network
  4. How To Apply For Section 8 In California
  5. How Can I Apply For Section 8 Benefits For Free
  6. Financial Assistance For Single Mothers
  7. Rich People Who Give Money Away To Charity
  8. The Giving Pledge: Rich People Who Give Away Money
  9. I've Had A Job For 3 Months But Still Need Help Paying Rent
  10. Places You Can Go To Get Help Paying Rent
  11. I Don't Have Money To Pay A Lawyer, Free Legal Help
  12. Wealthy Women Who Give Away Money To Help The Poor
  13. Need Help Buying Food? Dial 211 In Most States
  14. I Need A Student Loan But I Have Bad Credit
  15. Funding Your Collge Education Through Donations
  16. Public Car Auctions - Buy Government Seized cars Online
  17. Cheap Fertile Land Auctions Online
  18. Can I Still Work If I Am On Welfare or SSI Receiving Cash Benefits?
  19. Emergency Cash Assistance Benefits For Individuals And Families In Massachusetts-Low Income Benefits Massachusetts
  20. Emergency Cash Assistance Benefit In New York-Low Income Benefits New York

Educational Programs Resources

  1. Medical Coding and Billing Online Schools
  2. US Career Institute Medical Coding and Billing School
  3. Get A Great Job Without A College Degree
  4. How Can I Get A High School Diploma Online?

Other Helpful Resources

No Cosigner Student Loan May Be Best Option(86457)
  1. Sample Letter To Landlord About Late Rent
  2. Financial Aid Appeals Letter When You Need More Money
  3. Financial Aid Appeals Letter (Financial Aid Suspension)
  4. What Should I Do If I Need A Student Loan But I Have Bad Credit Or No Credit?
  5. Why Do I Have To Pay Higher Interest Just Because I Have Bad Credit?
  6. TV Commercial About Lawsuit Pre-Settlement Money
  7. I Can't Afford To Pay For Funeral Expenses: Where Can I Get Emergency Cash To Pay For A Funeral?
  8. Rich People Giving Away Money For College: Funding Your College Education With Donations
  9. Sample ChexSystems Dispute Letter
  10. Bill Me Later Computer Purchases
  11. Buy SHOES Now-Pay Later-No Credit Check
  12. Buy Now Pay Later-No Credit Check Catalogs
  13. Online Shopping Credit Account: Online Credit Stores You Can Buy Now And Pay Later With No Credit Check
  14. Buy Furniture Now Pay Later-No Credit Check Catalogs And Online
  15. Buy CLOTHE Now Pay Later, No Credit Check




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