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How To Get A Cell Phone Plan With Bad Credit

By Edited Jun 4, 2015 0 2

If you have bad credit it can be very difficult to get a cell phone plan. Many cellular phone carriers run credit checks before they will give you a plan, and if you have bad credit they may deny you. This article will guide you on how to get a cell phone plan if you have bad credit.

Things You Will Need

To follow the steps listed in this article on getting a cell phone plan with bad credit.

Step 1

cell phone plan
The first step to getting a cell phone plan when you have bad credit is to sign up under another person's cell phone plan. You can sign up under a friend or family member's cell phone plan and the cell phone company will not run a credit check on you. Cell phone companies only run a credit check on the person who has the main line, any lines that are added on do not have to pass a credit check.

Step 2

The second step to getting a cell phone plan with bad credit is to find a cell phone company that does not run credit checks on new customers. There companies are in the minority among cell phone carriers, but there are several of them out there. You can find cell phone companies that will not run a credit check on new customers by performing an internet search for "cell phone plan no credit check".

Step 3

cell phone plan 2
The third step to getting a cell phone plan if you have bad credit is to sign up for a prepaid cell phone plan. With these cell phone plans you will have to pay for your minutes before you use them. Most major cell phone carriers offer these plans. Array

Tips & Warnings



Nov 1, 2010 11:00pm
In Canada, all phone companies run credit checks for post-paid accounts ("contracts"). I would recommend finding the best prepaid plan that includes almost all the features of a regular contract plan (minus a few bonuses, usually).
Jan 28, 2011 5:55pm
In this economy, I was having credit issues myself. Luckily I signed up with Net10, who does not run a credit check. There's no contract, and you can prepay for however many minutes you can afford. I have their unlimited plan, where I only pay $50 a month and get unlimited minutes, texts, and web. Great coverage too since they use the AT&T or Verizon networks, depending on which is stronger in your area. Definitely worth a look if you're struggling with credit and want a good deal.
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