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How To Get Financial Aid When Parents Won't Help

By Edited Nov 1, 2016 3 4

If you're wondering how to get financial aid for college when parents won't help, you should know that you have several options for assistance. In fact, just because your folks are not willing to offer you a hand, doesn't mean you cannot go to school. There are different loan programs that don't even require a cosigner no matter how bad your credit score is, even if you have never been extended credit in the past. If you would like to go to school and further your education, here's how to get financial aid for college when parents won't help.

Perkins loan:

A Perkins Loan is different from many other types of loan programs. If you need to get financial aid for college when parents won't help, this is one way to make it happen. Unlike many other student loans, you don't need a cosigner for this type of student loan. There is no credit check done, so qualifying is not based on your credit score, or your folks' credit score. This is how to get financial aid for college when parents won't help. A Perkins Loan is given based on need, as determined by the US Department of Education. Generally speaking, only the neediest of students will qualify for this type of school loan even with bad credit, but it's definitely worth looking at. If you're wondering how to get financial aid for college when parents won't help, you should check out the Perkins Loan program for assistance.

Stafford Loan:

Like the Perkins Loan, the Stafford school loan does not run any sort of credit check on those looking to borrow. This is how to get financial aid for college when parents won't help by cosigning a loan for you, or they are unable to assist due to poor credit. A simple visit to your local university will yield a lot of information on programs like this one to assist you in going to school. Your school will have a counselor very well versed in these types of programs, and should be able to assist you with your student loan. This is how to get financial aid for college when parents won't help, or are unable to assist you due to credit issues.

Do you have a job?

If you're wondering how to get financial aid when parents won't help, and you have a job, you still have some options for free money to go to college. If you have a job, there is a fair chance you can get a portion of your education paid for, or at least reimbursed. Many companies will assist their employees in paying for some courses, assuming they relate in some way to the company. You may want to check this out. This is how to get financial aid for college when your parents won't help. You may end up having to take only a few classes at a time, but you can actually get some education free this way. Free credits are better than paying for them with a school loan. If you're wondering how to get financial aid for college when parents won't help out, it really pays to check out all your options.

Invest in a scholarship program:

There are many scholarships that go unfilled each and every single year. Spend the $50 to buy one of the programs. This is how to get financial aid for college when parents won't help you. By applying for any and all scholarships you feel you may qualify for, you can improve your chances of getting some of your education paid for. This is much better than a school loan, and will save you tons of money. Don't count your pennies and skip this one, so you don't have to fork out $50. These programs could get you enough scholarships to pay all your tuition, books, plus some spending money left over. Since so many scholarships go unfilled, some without a single applicant, it's how to get financial aid for college when parents won't help out.

Once you buy the program, be sure to devote MANY hours to checking out any and all scholarships available to you. This is how to get financial aid for college when parents won't help. In addition to these types of programs, you should search for scholarships online, and through your employer. It's how to get financial aid for college when parents won't help you out. It will be hard work, but it will all be worth it in the end. Those looking to get financial aid for college when parents won't help will need to spend long hours applying for as many scholarships as possible.

If all else fails:

If you cannot get financial aid for college, and your parents won't help you out at all, it may pay to simply take one or two classes at a time while you work. In addition, you should check out a local trade school to see if the tuition is lower. If you have your heart set on a four year degree, talk to the trade school counselors to find out what credits are guaranteed to transfer. This will save some headache. This is how to get assistance when parents won't help, and you have no other real viable options.   If you don't get enough, you can file a financial aid appeal letter to increase the amount you get.

If you cannot get financial aid for college and your parents won't help you out you are not completely out of luck. Here's how to make your educational dreams a reality. There are some ways to get a degree for $100 per month.

Work exchange: Some schools will allow a few students to work around campus to pay a small portion of tuition. This is how to get financial aid for college when parents won't help.

Lower the costs: Look at what schools are offering the lowest fees online for specific courses. Then go check with the school you want to get your degree from to make sure they will accept the credit. If you cannot get financial aid for college and your parents won't help, this is how to go to school for less. Be sure to check out used school books online as well, so you save even more money. Perhaps dirt cheap text books for college would help.

Your high school counselor: Many high schools have programs that allow seniors to take college level courses at local trade schools and universities. If you cannot get financial aid when your parents won't help, this is how to make sure you get at least some of the education completed.

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Comments

Jan 1, 2010 8:11pm
gchristine
Great advice! I want to go back to college, I need all the help I can get..
Jan 3, 2010 11:35pm
cashlash
Thank god that phase is over.
Jan 5, 2010 6:33pm
merylvdm
There are plenty of free scholarship search websites - but I must say it is not easy to get scholarships. My daughter is now in her 2nd year at college and I read every book I could find on getting scholarships. She is a very good writer and was a National Merit scholar and she applied to about 10 scholarships per week - and yet won very little money. I also read about all those scholarships that have no one applying for them - but I think those are the ones that you have to asthma, or both parents must be dead, or you last name must be something specific. The ones most people are eligible for have thousands applying.
Apr 3, 2013 11:03am
Knighttrader
This is really good advice, thumbs up. You could even try getting help from charitable foundations such as the Bill & Melinda Gates Foundation and George Lucas Foundation. Thanks and Thumbs up.
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