Not enough money and too much time between paychecks? When life puts you in a financial cramp, you can turn to a short term payday loan for a convenient, easy way to take care of your short term finances, looming overdraft or late fees, or an unexpected personal expense. Once you have determined that a payday loan, also known as a paycheck cash advance loan is the correct loan for your situation, finding a lender is the next step. In this article, we'll take a look at some important things to look at when looking for a payday loan lender.

Things You Will Need

- Internet Access

Step 1

Verify Payday Lender's License.
Unlicensed persons posing as Payday Advance Lenders are on the rise. Recently, the Department of Financial Institutions issued a warning to consumers about the fraud being committed by these companies. To verify the license of a payday cash avdance lender, visit

Step 2

Verify Reputation
Check with the Better Business Bureau to find out how many complaints, if any, the lender is carrying on their company name. Through others' complaints, you can make a determination as to whether it is worth it for you to pursue a loan through this company.

Step 3

Additional Fees
It's imperative to check with the Lender to find out whether their late fee is acceptable. Some companies charge exorbitant rates on a bounced paycheck, late fee, or extension. Make sure your options continue to remain open.
These are just a few important tips to help you in your search for the perfect payday cash advance lender. Talk to us about our technologically advanced lender matching system.

Tips & Warnings

Never give away your personal information in an insecure environment. Check for SSL protection on all forms you are filling out. Remember cash advances are meant for short term financial deficit.