save mony

Saving money on your monthly bills doesn't have to be difficult. You don't have to go weeks without a shower, let your lawn burn under the hot sun, or stop using electricity. You just need to be a smart consumer, and make differences where they count—cutting your monthly bills in half is as simple as that.

If you want to cut your monthly bills in half, the best advice I can give is don't be wasteful. Don't water your lawn if you know it's already dead and gone. Don't fall asleep with the TV and the lights on. Don't leave any of your appliances (or the water) on when you go to work. Every little bit helps, and when you're wasteful not only does it hurt your pocketbook, but it doesn't help the environment either.

Next take a look at your monthly bills. Do any of them seem a little outrageous? Maybe your heating and air conditioning bill has sky rocketed in the past few months (I know mine has tried to). Consider turning on a fan, or using a few extra blankets instead of trying to heat the entire house. It can save you a lot in the long run.

Examine your grocery bill. See if you can save money on your grocery bill, this can cut your monthly expeditures down tremendously. Studies show that families generally spend about a quarter of their monthly paychecks on food and dining out. Instead of dining out a few times a week, try making something at home. When you go to buy groceries pick the store brand instead of the name brand option. Often times they taste identical, and you're just paying for the name.

Look at your gas bill. See if you can make arrangements to carpool to work or use public transportation. When it's time to get a new car, get one that more fuel efficient.

Finally, shop around. Don't stand for cell phone service, cable, internet service, or any other monthly fees that are well above the rates of competitors! Look around and compare offers—you will be surprised how much you will save.