While there are many advantages to being self employed such as being your own boss, setting your own hours, possibly working from home, and more, there are also several disadvantages to being self-employed and perhaps the biggest disadvantages is that you need to provive your own benefits, including health insurance.
As a self employed individual, you will not be provided with medical insurance by your employer--you are your employer--and therefore, you need to find your own medical coverage. Medical insurance can be very costly and the high cost of health insurance premiums may make it very tempting for you to forget getting coverage, but that is not a wise decision. Not having medical insurance puts you, your family, and your financial security at risk.
There is no dispute that medical costs are through the roof. Medical bills can be outrageously high. Due to the high cost of medical care, an unforeseen illness can put you and your family in a tremendous amount of debt. The best way to combat expensive medical care is to have your own medical insurance. As a self employed individual, you will want to search out coverage for you and your family to ensure your health and financial well being is protected. That being said, you want to be sure to balance finding cheap health insurance with a plan that offers the best coverage for your needs. This article addresses how to find affordable health insurance online when you are self employed.
An online source for affordable health insurance for self-employed is the website Ehealthinsurance.com. You can get a quote for insurance premiums at eHealthInsurance by going to their first page. Depending upon whether you are looking for individual or family coverage, select individual or family and then enter your zip code. On the next page, answer the questions such as your birthday, whether you have smoked in the past 12 months (1 year), and whether you are a full time college student. Once you have entered that information, you will be taken to the next page which will allow you to compare the various plans available to you.
You will be able to easily compare health insurance quotes and the coverage the various insurance plans specifically geared towards you as a self-employed individual. You will be able to determine which of the plans are perfect for your family and situation. Once you have picked an affordable medical insurance plan that fits your needs, you can easily apply for that plan by submitted an application online. Further, as a self-employed individual, you should also investigate the Self-Employed Insurance Group for more options.