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How to Get the Best Mobile Tariff Deal

By Edited May 28, 2015 0 0

Looking to save a little money? Changing your mobile tariff might save you a whole chunk of cash. With mobile phones being so ubiquitous nowadays most of us are paying monthly bills, some of which are incredibly high. Choosing the right tariff could be the key to saving on your monthly payments. But how exactly do you go about getting the right tariff for you, and the getting the best deals. Read on to find out how you can save by getting the right mobile phone plan...

Know Your Needs...

The number one rule to getting the best deal and the best package is knowing what you need. Mobile phone tariffs are divided into three sections, calling minutes, text messages and data allowance, with a limit placed on each of these areas. Knowing how many minutes, messages and how much data you generally use will tell you the size of the package that you need. A good way of doing this is taking a look back at some of your older mobile phone bills. These will give you an idea of what your general habits are like so you can choose the right kind of plan.

Know Your Limits...

Even before thinking about changing plans, packages or providers, you can save money on your current contract by making sure that you keep to the limits of your package. If you know that you have a 1 GB data allowance, then once you get the message from your operator telling you that you've used your limit for the month, stop connecting to the internet. Keep track of the calling minutes and text messages that you're using. Most smart phones have minute and message counters in them that you simply reset at the beginning of your billing cycle, and then your phone will keep track of things for you. Going over your limits means paying a lot of expensive extra charges. The charges for extra data and calling minutes are particularly high. If you consistently find yourself going over your limits then you need to get a new calling plan that will better serve your needs.

Changing Mobile Phone Tariffs...

If your plan isn't meeting your needs, then you need to consider changing mobile phone tariffs. Some providers will allow you to do this mid contract, others won't. You'll need to enquire with your current mobile service operator to find out if you can change your plan in the middle of your contract, and sometimes there will be a fee involved. If you need a bigger package you may be able to add on optional extras to give you better limits. With O2, for example, you can easily add an extra GB of data monthly by using a cheap add-on, rather than changing your calling plan completely. Orange is also pretty flexible in this way. If you need to change your tariff, then discuss your options with the customer service line for your operator, you'll often find that you can get a better deal and save yourself some cash. Should you not be able to modify your plan, then you're going to need to be careful to keep to your limits until it is possible to change your plan.

Changing Mobile Service Operators...

You can often get better deals by changing mobile operators. Because there are so many operators on the UK market, there's a lot of competition and companies are eager to tempt new customers into signing contracts. This means that a lot of the best special offers and discounts are reserved for new customers, rather than customers that are re-signing contracts. Changing providers could mean that you get a better deal, with better prices and even incentives. This is most easily done at the end of your current contract, when you'll be able to leave your current provider without paying penalties.

Changing Providers Mid-Contract...

You can, however, change providers in mid contract. Nearly all mobile phone contracts nowadays will have non completion penalties. This is usually a fixed amount of money per month remaining on your contract, and it varies widely by operator. For example, if you are eighteen months into a twenty four month contract, you'll pay six times the monthly penalty for your provider. Your mobile providers web site should specify the procedures and fees for leaving your contract. Whilst it's not great to have to pay a penalty, depending on how much you'll save with your new provider and how many months are remaining in your current contract, it may still be worth doing. Generally, it's not a great idea to leave close to the  beginning of a contract. But if there are six months or less left in your current contract and your new provider is giving you substantial savings, it could be worth paying the penalty.

Shopping Around...

Before choosing a new plan, you really need to do your research. Shopping around, or comparison shopping, will give you a good idea of which provider is offering the right plan for you at the right price. There are plenty of online sites that will allow you to compare plans and prices for different providers. Once you've done that, you might also want to consider signing up for your plan online, since many providers offer discounts for online shopping. You might find that you simply get a better deal by internet shopping, with offers of free minutes of several months of your contract at a discount being common. It's generally best to sign up with the mobile provider directly, although there are third party web sites that will allow you to sign contracts through them. If you do decide to go through a third party you must ensure that the site is reputable before signing up. And beware of cash rebate deals, which are common through third party sites, and aren't always what you expect them to be, as well as incentive deals which offer you electronics other than mobile phones

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