When your travelling there's a lot you need to think about. Where are you going? How are you getting there? Where will you be staying? You need to keep track of a bunch of different things including your luggage. If you brought kids along then there's a whole bother set of responsibilities there. One of the most important things you should do before you travelling is implement some precautionary measures regarding your money.
It's not likely that you'll run into any trouble but it never hurts to be prepared.
The last thing you want to happen while on the road is for your wallet or money to go missing. You'll have to go through the hassle of cancelling credit cards and you'll also need to figure out a way to get some money quickly for you to survive on. There are a few things you can do to hugely decrease the chances of anything happening to you or your money while you travel. I've outlined them below.
A money belt is a good way to keep your passport, extra cash, and any important documents with you.I usually put mine around my waist and have my pants cover it up. I keep enough cash for the day in my pockets or dummy wallet and only go into this pouch in private or if if there's some type of emergency where I have to whip out my passport and copious amounts of cash.
Whatever you do, don't get the money pouch that hangs around your neck. It's easy to spot and makes you look like a dorky tourist.
A Dummy Wallet is created by putting some old expired cards and a few bucks into an old wallet.
I use grocery and gas club membership cards for this. The idea behind the Dummy Wallet is that if you get accosted by a thief or muggers then they will take this and leave you alone. They won't realize that it's bogus until they (and you) are long gone.
I have heard stories of people being accosted (usually late at night while they are drunk and lost in a strange area) and forced to withdraw money from their debit or credit card accounts. In fact one guy I talked to got jumped by the same gang 2 times in one night. They'd cleaned him out the first time so let him go when they got him again.
The best way to avoid this is to not go out partying with your debit and credit cards. Take your ID and enough cash to last the night. If you are going to bring a credit/debit card for backup either conceal it well or make sure you put a withdrawal limit on it so that in the rare case you do get accosted/mugged they won't be able to clean out your entire account.
make sure theres a daily withdrawal limit
Sew pockets inside your clothing.
This is one of the best ways of keeping your money, passport, and important documents safe. Some thieves have caught on to the whole money belt thing and are checking people for such belts. To foil the would-be thieves you can sew pockets inside your clothing. Use a sewing machine or needle and thread and some spare cloth. If you want you can pimp out your pockets and add a zip or velcro strip to close it. I've found the best place for one of these pockets is hanging down from your pants/dress or inside of a coat.
So, those are a few easy ways to keep your cash, cards, passport, and documents safe.
It's not likely that anything will happen to you but you should take these precautions just in case especially if you will be travelling in more dangerous areas or will be travelling alone.