Each month like clockwork a steady stream of bills arrive in your mailbox or in your email. You might have taken it for granted you'd be paying the same amount each month, but that doesn't have to be true. Follow the steps to learn how to save money on bills.

Things You Will Need

A computer

Internet access

Step 1

Tally up how much you're spending on bills each month on average. Either use saved receipts or call the companies and ask how much your bill was the last three or four months. After all, you won't know if you're saving until you know how much your spending. Seeing how much you spend a month might shock you into taking the following steps.

Step 2

Set a goal for how much you want to save whether it be 10 cents a year or $200 a year, have something to work towards.

Step 3

Cut out any unnecessary bills. For some people, cable televisionis a necessity, for other it is not. Do you really need home phone and cell phone service. Research all the options though because some services might be bundled together at a discount like cable and internet.

Step 4

Look into becoming energy efficient to save on water, electric, and gas bills. Do some research on how you can save in that area.

Step 5

Make sure you're getting what you pay for. If you pay for HBO but only watch one movie a year, it might be time to take the premium movie channel off. If you constantly go over cell phone minutes, you might want to get a more expensive package.

Step 6

Examine how much money you're paying to pay your bills. If the service company doesn't charge for paying by credit card over the phone, do so every month to save a stamp. But, if the company charges a fee to pay over the fee, mail in the bill to avoid the extra charge.

For more information about saving money on bills, check out the book How To Save Money & Organize Your Finances: Tales of an Urban Consumer

Tips & Warnings

Make saving money on bills a family project to get everyone involved.

Read the fine print and talk to a representative before making changes to your account. Sometimes making changes can mean an added charge.