Loan sharks are looked at differently than traditional lenders but sometimes a loan shark is your only resort. Most loan sharks are completely legitimate and legal but the movies have given most a bad name. There are loan sharks that give loans legally and they area easier to find than you think, but they are forced to charge high interest rates because of the high risk customers they deal with.
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Search for Peer-to-Peer lending networks. These networks are based online and are an alternative to traditional lending. Peer-to-Peer lending is designed to connect the borrower and lender online and keep the fees low. You can find these sites online in most search engines by searching for Peer-to-Peer lending.
Scan through forums with lending and borrowing as a topic. Forums can often be a source for both the borrower and lender. These forums often have discussion boards that are related to borrowing money online. Loan sharks will scan these forums for potential customers. You can leave your email on these forums and wait for contact with a loan shark.
Search bulletin boards in your town. Bulletin boards often have job listings and wanted ads but typically you will see a card from a personal lender. These bulletin boards can often be found in churches or many other locations. Bulletin boards can be a good place to advertise, mainly because it's free and you can reach hundreds if not thousands of people.
Search online for loan sharks. Besides forums and discussion boards, you can go to most search engines and search for loan sharks. Most of the time, you will get some type of scam or unverified company, but occasionally you will find a decent company. You should always check these company's out before dealing with them. Sites like Prosper allow you to connect with individual lenders but there are other sites that can get you more money, but be aware of really high interest rates. These company's deal mainly with people who have no credit, this is why they are forced to charge unreasonable rates.
Check for alternatives. Your credit might not be as bad as you think, and loan sharks can often charge unreasonable interest rates. If you go through private lending sources, you will find that they mostly require you to have a job or steady source of income. You can also get a payday loan which is basically a check written by you as a promise that you will repay the loan. You can also pawn your title.
Check all individual lending sources for legitimacy. If you are dealing with an individual loan shark, you can pay a small fee to check the criminal record of this person. If you are dealing with one of the alternatives, check with the Better Business Beureau to verify a company's legitimacy.