Ontario residents pay millions of dollars for their prescription drug purchase every year. The only way to avoid this extra expenditure is to have coverage for the purchase of such drugs. Prescription drug coverage can either be obtained through benefit package from the employer or by having a private insurance plan. Private insurance plans involve payment of premiums which can be considerably high. This abstains people with low household income from enrolling in such plans. For them the cost of prescription drugs can add up resulting in major portion of their earnings going towards prescription drug purchases.
There are two prominent categories of drugs that are available in
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Ontario Drug Benefit: Trillium Drug Program
Trillium Drug Plan (TDP) is an Ontario Ministry of Health and Long-term care drug benefit program providing prescription drug coverage for
The fine print
There is very little fine print for this plan. Some of its salient features are:
Â· There is no income threshold; no minimum or maximum income required to qualify for this plan. Every
Â· There is a deductible amount which depends upon the household income.
Â· The premiums paid towards private insurance plans or through payroll deductions, contribute to the deductible amount.
Â· The program runs from August 1st of one year to July 31st of the following year.
Â· Not all prescription drugs are covered under this plan. Only the drugs listed on the Ontario Drug Benefit Formulary/Comparative Drug Index (Formulary) are covered.
Â· The drugs not listed on the Formulary are also considered for coverage through the Exceptional Access Program (EAP).
Forms and more information
The application forms and additional information is available at most
Two most common used forms are:
- Application for Ontario drug benefits. Form Number: 014-3693-87
- Special request forms and forms for drugs not listed on the Formulary.