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I Need Money for Christmas Presents

By Edited Jun 29, 2016 3 4

Help! I need money for Christmas presents!

If you find yourself saying this years after year-or even if this is your first holiday season where you are finding yourself low on cash-there really are some very simple and proven methods of alleviating this issue altogether. In this modern economy, it's not surprising to hear so many people say "I need money for Christmas presents" and with our ever-expanding materialistic culture it can definitely be a burden. Most of us have already been there at least once in our lives; the holidays roll around and you are left wondering how you are going to collect enough cash to pay for all those gifts.

Those who have big families have it even worse. It's almost annoying that we feel such an obligation to buy things for people every year even if we can't really afford it. Sure, it is the "season of giving", but should that result in giving up rent bills or car payments in the process, just because I need money for Christmas presents? After all, it isn't called the season of sacrifice. And most of us know darn well that our family and loved ones would not care if we skimped out on gifts once in a while, but we still try our hardest to please.

So for those who are saying I need money for Christmas presents, here are some helpful tips to solve your problems.

Budget Your Cash

One sure-fire way to make sure you have enough dough to pay for gifts this holiday is to budget your brains out. By that I mean you want to go full-force with your budgeting and try to save up as much cash as possible. When I need money for Christmas presents, eating out in restaurants is one of the first things I cross off my list of things to spend my precious dollars on. Next comes the gasoline, and other options are very subtle but add up. Simple things like smoking less cigarettes, buying generic brand groceries, avoiding leisure spending and cutting back on non-necessities and electric bills are also excellent methods if you need money for Christmas presents.

Supplement Your Income

Obviously, this option is not always as easy as it sounds, especially in this day and age where finding a primary source of income is hard enough, let alone a secondary source of income. The internet, however, has not really been affected by the economy as much as real-world jobs and there are plenty of resources online that can aid me if I need money for Christmas presents. What you are reading right now is a great example of an easy way to earn a supplementary income. Article sites like InfoBarrel and dozens of others floating around out there in cyberspace allow you to earn cash for writing articles on whatever you want.

There are other internet-based options out there as well. Some people seem to have a lot of luck selling things on eBay, and you can find similar opportunities on sites like Zazzle where you can create your own products and sell them for commissions. Many people all over the world no longer have to cry, "I need money for Christmas presents!" thanks to online resources such as these allowing them to make ends meet and earn a decent chunk of change month after month.

Buy Cheap Gifts

This is one of the more practical options to consider and is a lot easier to achieve than the previously mentioned methods. Cheap holiday gifts are always high in demand and where there is demand, there is usually supply. You'll want to get there before the hare, so to speak, because you can bet you are not the only one who is thinking I need money for Christmas presents. Stores almost always have sales around the holidays and of course black Friday is the most common day to find these discounts.

When I need money for Christmas presents, I usually check online because the prices for most gifts are a lot more competitive on the internet. One year I spent all of my cash on cheap products and little knick-knacks from eBay and it worked out nicely. It can be a real pain in the neck shopping from store to store during the holiday season, but when you shop online you never have to worry about traffic or inconsiderate people getting in your way all the time.

Make Your Own Gifts

The final cure for the I-need-money-for-Christmas-presents-blues is to make your own gifts from inexpensive materials. Even if you don't really pay much mind to the cost of the materials you use, it is still a lot cheaper than buying pre-made gifts. You can make t-shirts with iron-on graphics and plain white tees from Walmart for only couple bucks apiece, or customized picture frames that are very easy and inexpensive to make, and the list goes on. This is an excellent and generous way to solve your problems if you need money for Christmas presents. Just check online for some easy and cheap crafts and gift ideas and you might be surprised at what you find.

If all else fails, there is always the old-fashioned method of being honest with your family. Your loved ones should have no trouble understanding your dilemma, and if you just simply take the time to sit down with them and tell them, "hey, I need money for Christmas presents but I don't think I will be able to get enough cash in time to get you a nice gift, I'm sorry." As long as you are honest and sincere, how can they truly be upset about it?

By now I sincerely hope that you have more than enough new ideas and helpful advice to guide you through this holiday seasons. Just keep in mind, I need money for Christmas presents every year, and always end up implementing at least one of these methods in order to afford everyone's gifts. If someone like myself can do it, then there is no doubt that you can too. We all need money for Christmas presents every now and then, so don't let it get the best of you!

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Comments

Oct 8, 2010 9:32am
eileen
Great article, too many people put the price of gifts above anything else.
It should all be about the thought of christmas and the thought behind the gift. It doesnt have to be expensive.
Another great way to cope with christmas shopping is to start at the sales just after Christmas. Buy the decorations when on sale. And buy non consumable gifts that will not go off or expire waranty wise. That way you will be ready long before next christmas arrives and it also spreads out the expense over the year.
Oct 8, 2010 4:11pm
Lynsuz
I agree eileen, too many put the cost above the giving of a gift. I like to make as many as I can, I also like to receive homemade items.
Oct 8, 2010 10:11pm
mommymommymommy
I agree with Eileen. I have a lifelong friend who has never had good luck with jobs and money. My kids know this and even though her Chanukah and birthday gifts oftentimes came from the Dollar store or she made them, my children appreciated them as much, if not more, than some store bought ones they were given. Great article!
Oct 12, 2010 12:10am
bayoulady
I am definitely scaling back this Christmas, as I have for the past six years. It is much less stressful now!
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