Our lives can be prone to identity theft in various ways. Essentially, identity theft takes place when someone uses another person's documents or other personal information that proves their identity, to make others believe they are that person, for a multitude of reasons. This is a federal crime under the Identity Theft and Assumption Deterrence Act, and it is one of the top crimes in the country with new occurances growing rapidly as more people gain access to the internet. Making sure that your computer is protected with a proper identity theft software program is more important today than ever before.
Criminals today use sophisticated scams and computer viruses to access your personal, or financial information to gain access to your bank accounts, credit accounts, obtain new credit with your name, file fraudulant tax returns, use your name to get insurance benefits, or acquire a cell phone are among the most common examples of the identity theft.
A person pretending to be you can do much more than simply drain your bank and ruin your credit, they can also give false information to the authorities and leave a trail of crimes in their wake, leaving the person who had their identity stolen holding the bag.
There are countless ways that thieves can gain access to this sensitive information. They often use chat rooms that let loose key loggers on your computer, to get any passwords, credit card numbers, or user names that might be on your computer, and then this information is sent back to the identity thieves. Lots of times, businesses that are online save information for customers on their site, so that it is there for the person when they return. This is just another of the many ways that identity theft can occur.
Technological advancements have bred a very smart kind of phishing attack through email. Emails such as these give links that they want you to follow, and these links lead you to fake sites that pretend to be legitimate, like PayPal or Best Buy, and even online banking sites. Another way in which your identity can be stolen, is through the use of spyware. This is where bugs or spies are sent to search your system for any information that is personal in nature, and then it is sent to someone else via the Internet.
To be safe online, you should have some very thorough and comprehensive identity theft software. Some high rated products include Norton 360 3.0, Quick Heal AntiVirus Plus 2009 10.0 and Kaspersky Anti-Virus 2010.
Most quality firewall software and virus protection programs include other software applications that can help keep your personal information private . Most of the functions in these different software programs are much the same. You use the software to put in information such as your Social Security number, credit card numbers, bank accounts, or any other kinds of vital information. After that, if you put in any personal information in an email, or type it into a search bar, etc., this kind of identity theft software sends you an alert. In this way, it is able to protect all of your sensitive information, by making sure that it can only be sent by you.
To ensure the best and safest Internet experience, the use of identity theft software is essential in today's world.