"Disability" is considered as the inability of a person to perform any kind of substantial activity because of a medically determinable mental or physical illness, which is supposed to last for at least 12 months or may cause his death.
Here are some examples of medical conditions that may cause a person to become disabled:
- Diabetic neuropathy
- Multiple Sclerosis (MS)
- Shoulder, neck, hip, back, wrist, ankle, or other kinds of joint problems
- Degenerative disc disease
- Liver disease
- Inflammatory bowel disease
- Coronary artery disease
- Gastro Esophageal Reflux Disease (GERD)
If your condition follows Social Security Administration (SSA)'s definition of disability, you might be entitled to enjoy the benefits provided by it. However, having a successful claim may be difficult due to the legal and medical issues that are involved in the process. The following info about disability claims will surely help lessen your burden:
SSDI and SSI
It is important for you to determine what kind of disability program will cover your condition, both physically and financially. SSA provides disability benefits under these two programs:
- Social Security Disability Insurance (SSDI)- SSDI acquires its funds from the taxes paid by self-employed people, employers, and workers. In order for you to be eligible for it, you must have earned enough work credits, which are based on your taxable work. If your claim was approved, the monthly benefits that you will receive will be based on your Social Security earnings record.
- Â· Supplemental Security Income (SSI)- SSI is funded by general tax revenues. It pays benefits to people who:
- are at least 65-years-old (for adults) or younger than 18-years-old (for children)
- are blind or disabled
- have limited resources or income
The following are just some of the requirements for SSI eligibility. Unlike SSDI, this program is more focused on providing disability benefits to those who have insufficient income, even before the disability is acquired.
Seeking Legal Assistance if your Claim was Rejected
It is important to prepare yourself for the different problems that you might encounter while filing a claim. The best way to overcome your worries and other problems is to seek the legal assistance of an attorney. This expert can help you by doing the following:
- Help you fill-up and submit all the documents needed for your disability claim.
- Evaluate your SSDI or SSI claim.
- Represent you during hearings.