Getting Government or Non Profit Debt Help While Unemployed
Getting grants to pay your bills while you are unemployed or non profit debt help may not be easy as pie, but it is very much possible. While searching for grants from the government and non profit organizations to help you pay your bills while you are unemployed you should keep a realistic presence of mind. Know that while you may be suffering and your case is unique and special to you, there are other people out there who are suffering as well and need financial help to get by while they are unemployed. With that said, you should be hopeful but at the same time, be realistic about the time that it will take for you to get a grant to pay your bills from non profit organizations. You should make it a point to search all avenue of possibilities to get the non profit debt help you need.
What Is Free Grant Money?
Grant money is money from the government or from another entity such as a church or a non profit organization that you DON'T have to pay back. The money is usually given to you on a need basis and after meeting certain financial and income qualifications. It is not an emergency loan that you have to pay back. Usually if you meet the qualification and they have money available you should qualify for grants. Since grant applications for businesses and for personal needs such as school, housing and so forth is so competitive, you may have a better chance of applying for local grants to narrow down the competition. Your local library will have a list of local, state and federal grants for all of your needs.
So Where Do I Look For Grant Money To Help Pay Bills While I'm Unemployed?
Benefits.gov puts you in touch with their over 1000 benefits programs available to you in your time of needs. First of all, don't pay attention to any commercials you have seen on television telling you the government has free money for you. The government does have money available for those in need, but there is a qualification process. So don't be tricked into thinking that all you have to do is go and say "I need free money to pay my bills," and that they will just give you money. You have to go through the application process and they will see if you qualify for any of the 1000 benefits programs they have set aside to help Americans in need.
Grants.gov is similar to benefits.gov however, they don't accept applications for personal grants. Don't be fooled by anyone telling you that you can go to grants.gov and apply for a grant. Unless you are one of the grant making agencies listed on their website, then you can't apply for a grant through them. The grant making agencies such as the Department of Health and Human Services is where you need to go in order to fill out grant applications to help you in your time of need. When you get to the the grants.gov website, then "agencies that provide grants" and go to that specific website to learn more about their grants for non profit debt help.
Low Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program is a program that helps with you heating and utility costs during the winter months. This program has offered great help to poor and low income families and also the elderly. If you need help paying your heating bill, you should try this agency.
Get food help from the government through these avenues. These programs have great social services for women, babies and children. If you are unemployed and need assistance to pay your bills, try one of these services. Again, you will have to fill out an application and go through a qualification process. However, there are expedited qualification processes for food and medical assistance. So you could start receiving the help you need in just days.
U.S. Department of Health and Human Services (HHS)
You can apply for over 300 different grant program. These grants help with hospital bills, and medical costs for adults and children as well as the elderly. Again, there is also an application and qualification process for this source of help from the government.
The U.S. Department of Health and Human Services
200 Independence Avenue, S.W.
Washington, D.C. 20201
Are There Other Places That Offer Non Profit Debt Help For The Unemployed?
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