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Little Known Facts About Your Auto Accident Insurance Claim

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By Edited Nov 13, 2013 0 2

If you've recently been in an auto accident, you will need to file an auto accident insurance claim if you want to collect the money that you're owed from the insurance company. However, many people fumble this step and don't complete their claim correctly. This leads to you getting less money than you deserve if you want to get the most money out of your auto accident, here are a few little known things that you can use in your insurance claim.

First, you're not just entitled to collecting damages directly related to the crash. You can also collect money for other damages that you suffered that were an indirect result of the crash. You can collect on things such as lost wages, rental car expenses, and any other hardships that the crash caused you. Don't limit your auto accident insurance claim to those damages that were a direct result of the accident.

Next, despite what you may have seen on billboards or heard on late night TV commercials, hiring an auto accident attorney won't always net you more money on your settlement. There is a time and a place for an attorney and if you've had a serious accident, you will want to give serious thought to hiring a great one. However, attorneys charge hefty fees and even if they do get more money out of your case, you might not see any of it. If your case is fairly straight forward, many times you can settle it yourself without having to call an attorney and even get more money out of it. The only person that is guaranteed to make money when you call an attorney is the attorney himself.

Finally, when you start negotiating your claim with the insurance adjuster and you start discussing settlement figures, never accept the first number that is thrown your way. An insurance adjuster's job is to get your claim settled for the least amount of money possible, so most times this number will be a low-ball figure. Instead of accepting right off the bat, make a counter offer and see if you can collect a little bit more money. The worst that the adjuster can do is say no and you're back to your original amount. Also know that if you decide to take your case to trial after this, the settlement numbers that you discussed aren't admissible in court, so you don't have to worry about them being used in the courtroom.

Getting the right amount of money for your auto accident settlement is extremely important. It will make sure that you are accurately compensated for your injuries and it will help you start to start piecing your life together again. Use these three facts to your advantage when you're settling your case.



Sep 1, 2010 2:02am
Ok. I agree that lawyers may not be needed for straight forward cases which involve small amounts of money.
However, I disagree that lawyers charge a hefty amount of money from clients.
In fact, since most personal injury law firms offer a “no win, no fee” arrangement, the client do not even have to worry about paying because the attorney fees will just be subtracted as a percentage from the final amount that the client gets from the insurance company.
In some cases, the attorney fees are even charged to the defendant and the client receives the whole amount as well.
Sep 1, 2010 9:48am
THNAKS for this nice and useful info
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