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No Medical Insurance - Will The Repo Men Come For You?

By Edited Nov 13, 2013 0 0

While the use of highly sophisticated and extremely expensive artificial organs are ideas still reserved for science fiction movies, we must ask ourselves just how much longer do we plan on living especially if we do not have access to any state-of-the-art medical facilities. After all, these facts on extending one's lifespan is only as good as the medical service we receive and definitely only possible if we even have access to it in the first place. Let's say we don't have insurance now, what does that mean for you and me?

Supply And Demand

What I'm saying is not a new thing. While Wall Street trades commodities such as a grain, fruits, and vegetables, they do also sell stock in companies who are making tremendous advancement into prosthetic limbs and artificial hearts. It would only be a matter of time until Federal and State government will allow the production of other artificial organs on a large scale. With such problems as cataracts, we can definitely expect to see an increase in demand for artificial eyes. Surely, as there is a demand for the ever so newer product, there will be black market methods of acquiring organs and we may even find mass discounters such as a 99 cent store where you can get last year's models on the cheap. If what we want is the latest and greatest product, companies will certainly invest time in devising plans to take advantage of such demand. There is the case, however, that almost all devices will certainly be out of reach for many of people in society, especially those without insurance - or will it?

Payment Plans To Suit Your Needs

There will be a time in the future where just as easily it is to go to a dealership to purchase a new or used car, we will have companies where it will be easy to buy an organ. Heck, they may even have contracts with insurance companies where there is a company presence in the hospital itself - there is no need to leave your hospital bed, they will bring the paperwork to you. If I was dying at this moment, I would sign anything-and that's where they get you-to keep me alive. I foresee such options as a 15, 30, and 40 year payment plan with the option to take out a third or fourth loan on your home or business. It may even be easy to have it automatically deducted from your paycheck, or you could have your 401K or entire pension used to make a down payment. The limits are endless and so as long as there is an opportunity to stretch out the payments, there will be an ever so in increasing customer base from which to tap.

Recovery Specialists

Ok, so you miss a few payments on your car? The bank gives you a call and sends a certified letter stating "Pay or Quit." Maybe you make some payments but that can only last so long. You decide to let the repo man come and take your vehicle - no big deal. So you have to take the bus to and from work but what about your kidney? You miss a few payments on your artificial organ and you get calls as home and at work. You're starting to wonder where are you going to get the money but worst of all, you're wondering how you're going to get another kidney? You start thinking about the family and who they'll go to if you make a run for it. You are wondering that there is no way in hell that they would just let you die - or would they? Like it or not, there will be a time in the near future when you will be visited by the repo man but you have no idea where or when.

I'm certain that in this future I mention we will have conscionable leaders that will prevent the advent of such practices in society. I believe that, as a people, we will always look out for the best interest of our fellow human beings and that missed payments on such disposable goods as an artificial heart or kidney will not allow us to see past what is really important which is the fact that we are all helping each other live healthy and full lives. While I cannot predict the future, I can only pretend to anticipate what may happen to me in my life. Here's what I do know: there was a time in the past when drinking water was free, but in today's economy, we even find ourselves paying for that. You be the judge.



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