Protect Your Identity and Personal Information
Online Identity Theft - Best Identity Theft Protection
Online identity theft is a huge problem in our society as new technological developments happen daily to assist us with making our lives easier which also brings out the scammers that try to steal our personal and financial information for their own gains.
Don't be a victim of online identity theft. Learn what steps to take daily with your valuable personal and financial information for the best identity theft protection and rest assured that you are safe online.
Stop Online Identity Theft Tips:
- Avoid giving out your password to anyone and use a password that you will easily remember without writing it down. If you must write down your password to remember it, lock it in a safe at home. Change your passwords for online activity at least every 30-60 days in an effort to stop online identity theft and keeps hackers out of your computer.
- Never give your birth date, social security number, address and other personal or financial information to social network sites such as facebook, twitter and others. Identity theft scammers look to these types of online sites first for your information and can use it for their own gains while ruining your credit and security.
- Never send money through the internet to anyone you do not know personally. Online scammers will have access to your financial information and can wipe out your accounts easily.
- Invest online with trusted financial institutions to avoid get rich schemes or any offer that sounds too good to be true, it almost always is a scam.
- Shop online through sites that use security measures with your financial information and check this by looking for the https in your browser before sending your credit card or checking account information. The 's' at the end of the http tells you that the site is secure and you can shop online safely through them. This is a great way to stop online identity theft and keep your information safe.
- Avoid playing any foreign lotteries online. There is nothing that your bank can or is willing to do if you are scammed by any international company.
- Avoid answering 'phishing' emails that ask for your personal or financial information online. These often appear to be legitimate because the scammers will use a return address of a financial institution such as paypal or your bank. Know that all legitimate businesses will NEVER ask you for any personal, financial or password information online.
- Open only mail from recipients you know for sure. Check this by holding your computer mouse over the incoming email address and be sure that you recognize the email address shown. Opening fraudulent emails can give the scammer access to your entire list of emails and you endanger your friends and family opening them to phony emails as well.
- If you suspect phony emails, check the box next to the email address and click the spam feature. This will assist your email provider in avoiding these emails to reach your inbox in the future.
- Report phishing emails or fraudulent appearing emails to spam.gov for investigation if you ever suspect a phony email.
- Turn your computer off if any unknown sites pop up and tell you that your computer is at risk of damage. Wait a few minutes and restart your computer and then remove all cookies and temporary files.
- Use online banking securely by adding a security photo that is easily recognized by you only, a separate password and change these every month or two to keep the scammers away from your account. The harder you make it for identity thieves to access your information, the more likely they will just go away and leave you alone!
- Read your credit card statements when they arrive in the mail and notify your bank immediately if you did not authorize any purchases. The bank can and will stop any future purchases on your bank card and issue you a new card. The inconvenience of not having a valid bank card for a few days is worth the hassle of your ruined credit rating or credit report from online scammers.
- Purchase online security software such as Norton or AVG and use if often to remove all viruses and harmful sites from attacking your computer. Shop at well known sites such as amazon.com for many of your online purchases for fast, free shipping and easy returns.
- Share this information with your friends and family that may not know how to stay safe online.
Being aware of how you spend your time online and staying alert to steps to take daily to prevent online identity theft will go a long way to keeping all of your personal and financial information safe from scammers and you can rest soundly at night.
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