Going to college wouldn't be possible for some students without the assistance of financial aid. They need grants, loans, scholarship and work study opportunities to be able to afford their tuition, books and housing while attending school. This is why it can be devastating for students when they learn they've been placed on financial aid denial. There are ways to overcome it though and get financial assistance back in place to finish their degree.

Once students learn they have been denied financial aid, it's important that they find out why. A large majority of students are placed on financial aid denial as a result of poor academic performance while others may receive it if they have previously defaulted on a student loan. The notification you receive from your school notifying you of denial should explain the circumstances.

For poor academic performance, you should be placed on financial aid suspension for a minimum of a semester before being denied financial aid. This provides notice that your financial aid may be taken away, and it gives you a chance to pick your grades up and completely avoid financial aid denial all together.

When you get placed on financial aid denial or suspension informs you that you're very close to it, take the time to speak with your financial aid counselor. They will be able to tell you exactly what you need to do to get back in good standing and receive your money to go to school. If academic performance is the reason you've been denied, they will let you know the minimum grade point average (GPA) the school requires for students that want to receive financial aid.

After you determine what the problem is, you can work towards fixing it. If you've defaulted on student loans, contact the lender and your financial aid office to work out a payment plan that gets you current and eligible to begin receiving financial aid again. For a low GPA, meet with your academic advisor and plan a course load that you can handle without struggling to make good grades and raise your GPA.

If you feel you've been wrongfully denied financial aid, each college and university does offer a financial aid appeals process that you can go through. You can pick up an appeal form from your financial aid office and complete it, giving your reasons for why you shouldn't be denied financial aid. The appeals go to a financial aid appeals or reinstatement committee consisting of faculty and staff members at your college, and they decide whether or not to grant your appeal. Some schools allow students to be present while the committee discusses their appeal while others do not.

Many students are successful each year in appealing their financial aid denial. However some students are given certain conditions for their appeal by the financial aid reinstatement committee. For example they may limit the number of hours you can take during a semester or require that you meet a minimum number of times during the semester with your academic advisor.

Should you not win your appeal there are additional ways you can finance your education. There are millions of dollars each year awarded as scholarships to students, and you may be able to qualify for some of them. In addition there are private student loans that are not affiliated with the financial process or the FAFSA.

Reading that you've been placed on financial aid denial can be a huge blow to your self-esteem, but you shouldn't let it get you down. There are ways to overcome it if you're committed to learning what caused it and working towards fixing it.