Limitations of a personal injury calculator:

Whether you are injured on someone's property, or in a car accident estimating what your claim is worth can be a difficult task. Since every case is different, there is no "one size fits all" estimation tool for determining what you could expect to paid in a lawsuit. Most accidents result in soft tissue damage injuries such as neck and back pain, where there is no permanent lifestyle losses due to broken bones or disability. If you are suffering from soft tissue injuries there are, in general, 4 factors that contribute to the baseline estimate of your claim. These are direct out of pocket expenses like medical bills. In addition there a variable multiplier to account for "pain and suffering." Before going into the details of the multiplier, here are the 4 factors that contribute to the baseline:

Medical Expenses: Any medical expenses you incur as a direct result of the accident can be added into the expected reimbursement. Whether it be ambulance fees, doctors visits, exams, procedures, or chiropractic visits be sure to keep accurate records of everything you spend out of pocket. Be sure to include the expense, the reason for the visit, and a brief description of your level of pain at the time of the visit in your records.

Car Damage: Any expense to have your vehicle repaired can be included here. Be sure to get several quotes from different body shops and pick a shop with a price in the middle. Take plenty of before and after pictures for your records.

Temporary Transportation: While your vehicle is being repaired, and rental car fees, taxis, or public transportation cost can be recouped in a lawsuit from the insurance company.

Lost Wages: Lost wages can include income lost due to inability to perform your responsibilities at work, or lost hours due to doctors visits or exams.

How much is my injury worth?

Once you add up all of the costs of the above 4 items, there is a guideline that you may multiply that number by 1.5 to give you an accurate estimate for all losses plus something called "pain and suffering." Pain and suffering can include the toll an accident took on someone both physically and emotionally.

However, determining a fair amount for pain and suffering can be the most difficult task for a judge and jury because there are a number of variables they must include. If the accident was entirely one persons fault, that makes it easier but often times it is a combination of fault from both parties, and that must be taken into account. Additionally, if there is a lack of witnesses, it can be difficult for a judge to determine the value of pain and suffering. Finally, personal details must be accounted for like the age of the victim, pre-existing conditions, and the lifestyle the victim led before the accident.

Since the verdict of every case varies so drastically, there is no good way to estimate what your accident injury is worth. However if you add up you direct expenses as a result of the injury and multiply it by 1.5, you can get a rough idea of what to expect when a judge reviews your case.

This article is intended for informational purposes only. Please consult a licensed attorney if you have been in an accident, or are suffering from a personal injury.