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Saving Money On Old Truck Insurance

By Edited May 11, 2015 0 0

Once you have gotten that old truck restored to mint condition you are going to need to start shopping around for old truck insurance. This kind of insurance is going to be hard to find because not everybody offers it due to how expensive it can be. Antique truck insurance is a bit more expensive than regular insurance because of the type of vehicle you are insuring. Classic trucks are often more than 30 years old, which means that they are no longer being manufactured, so they can be considered art, but finding parts for them can also be rather difficult.

These trucks are worth far more money than most regular vehicles are, so it is obvious that they are going to cost more to insure. One of the reasons that this insurance is so expensive is because there aren’t very many discounts available, and the discounts only really apply to antique trucks that are 30 years old or older. Luckily, there are quite a few things that you can do to save money on your classic truck insurance.

Number one:
If you don’t plan to drive your classic truck to the car shows or on the road at all, don’t go for the full package. The full package often includes the price of driving the truck on the road. By transporting the truck and only showing it, you have far less chance of crashing the vehicle, so the insurance will cost less.

Number two:
Make sure that you shop around. The best place to start is with your current insurance agency, but you never know what others will be able to offer you. Discounts vary based on specific insurance companies, so one might be able to offer a cheaper rate due to the discounts being offered. If you don’t take the time to shop around you won’t know if you can find a cheaper rate. Many websites also allow you to get a free quote from a handful of companies so you can easily compare what the different companies have to offer.

Number three:
Only get the insurance that you need, there is never any need to over insure your vehicle. Talk to the agents that are helping you and ask them about custom policies. The custom policies allow you to build just the right plan for your needs, therefore cutting costs because you aren’t paying for something that you don’t need.

Many insurance companies offer free quotes, so there is really no excuse as to why you can’t shop around for the best prices on old truck insurance. In addition, shopping around ensures you get exactly what you need to insure your truck at a price you are happy with.



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