Payday Loans For People Without A Checking Account

If you are struggling to juggle monthly expenses or worrying about bounced checks overdrawn accounts, you may need to get an emergency cash loan to see you through your financial worries.  The quickest type of emergency cash loan to get is a payday loan, but payday loans often require that you have a checking account in order for them to deposit the emergency cash directly? However, there are some payday loans  called Savings Account Payday Loans that you do not need a checking account in order to get the money you need quickly.  Savings Account payday loans otherwise called as no-fax loan provides instant short term unsecured cash loan until your next payday.  The pay day loan is provided based on your employment history and payroll records. Almost all payday loans are processed and deposited in your account within 24 hours with absolutely no faxing of processing documents.  In most cases, you are required to complete payday loan application online. The payday cash advances are deposited electronically in your saving bank account and there are many service providers who offer flexible payment options for this type of quick cash loan. 

Savings Account Payday Loans: Quick Cash With No Credit Check

Jackson Cash

Jackson Cash is also one of the reputed payday loan providers. They provide an option of receiving an easy online cash loan until your next pay day.  To be eligible for a quick payday loan from Jackson cash, you must currently receive a regular income; must earn $1500 or more per month; must be a U.S citizen and of 18 years and above; must have a checking or saving account. Jackson Cash offers no Teletrack Payday advance loan services. Jackson Cash provides payday advances for even people with bad credit history. This company offers loan for up to $500 only for payday advance for the first time.  To determine the approved amount of payday advance, they consider your monthly net income, length of employment and if you have any payday loans with other companies. Once your payday advance is approved, they will contact you either through email or phone. They will confirm the amount of payday advance and the repayment date.  The loans that they provide need to repaid on your next payday up to 18 days.


Fastwire Cash

Fastwire Cash is a state licensed lender.  Fastwire cash is an online payday loan provider that provides with three easy steps. Step 1: You need to state the required amount. Step 2: You need to provide personal details and e-mail address. Step 3:  You need to provide information on driving license, bank details etc. All the personal details provided are confidential. The loan is offered simply by verifying your employment and income status. No faxing of any documents required. The loan cash will be deposited over night.  You will receive the quick cash in your saving account as a direct deposit. is an internet based short-term finance provider. They show a clear picture on how much you can borrow and when you have to repay. They also calculate the interest and tell the repay amount before you take out a loan. MonkeyDosh is licensed by Office of Fair Trading and strictly follow their requirements. They collect electronic ID checks and also for up to date bank statement showing your salary details. The online application consists of four steps.  They collect personal details on the first step; second steps involves collecting bank details; in the third step they tell their decision and fourth step would be signing up of agreement. It is an electronic signature. They have an option to extend the repayment period online itself.  Although most payday loan companies do not do a credit check, MonkeyDosh does a credit check before processing a payday loan.


USA GetLoan

USA payday Net has been a dedicated provider of payday loan services to quickly fulfill the borrowers short-term financial needs. The eligibility criteria are almost the same that you should be a citizen of US and be over 18 years old.  You should be receiving regular income and can make at least $1000. You will be presented with a loan obligation form online. Most of the cases, faxing of documents are not required. When the part of the online application is incomplete, the lender may ask you to fax the documents. Upon approval of the agreement, you will receive the payday cash advance in your bank account. The loan repayment will be deducted from your bank account on your next payday; 14-31 days after the application.

Droidloans process the payday loan within an hour as they do not verify for your employment.  They also do not do any teletrack that most of the ordinary loan processors verify. The bad credit borrowers do not worry on their bad credit history as Droidloans process the loans without any bank statement and no faxing of documents required. Payday loans are also offered even for people who do not have a bank account. They consider it as a special case and help you accordingly. They also have an option of crediting the payday cash advance on your prepaid debit card.


Personal Cash Advance (PCA)

PCA offers different types of Payday loans. The term varies from two to four weeks. If you have bad credit, do not worry, Personal Cash Advance offers this unsecured payday loan for individuals with all credit types. Payday loan are quick and instant way to borrow money for short-term needs. PCA is one of the leading providers of Payday loan and they have collaboration with industry’s top online proprietors. The Payday loan consists of three major phases.

  • Phase I: Selecting a Loan Product and a Leader –You will need to fill an online application giving out certain contact details and employment details. These details will be passed on to the lender and the lender will approve your cash advance request. 
  • Phase II: The borrowing process: Once your request is approved, you will be receiving an electronic agreement educating on the terms and conditions or an authorized agent get in contact with you to collect few more details. You do not require faxing any documents as long as your payday online application is accurate and complete.
  • Phase III: Repayment- The lender will withdraw the payday loan amount from your account. The lender will deposit the paycheck at the designated pay date that you have mentioned. They also offer a roll-over option in case you want additional time for repayment.

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