Many Americans are forced to file for Social Security disability benefits each year. This is a great program, allowing those unable to work to collect some form of monthly income, and stay afloat during tough economic times. While the system isn't perfect, it is set up to help those in need. Let's take look at some of the qualification and steps to file for Social Security disability benefits.
Before I go over the basics of Social Security disability benefits, you should know that there is no need to pay an exterior source for the information or application. There are many sites out there that will charge you, but the government gives this information at no charge. The government's site, ssa.gov is open for public use. In addition, you can contact the administration at (800) 772-1213. Now, let's take a look at the basics of Social Security disability benefits.
Generally speaking, the condition that is prohibiting you from working must be considered severe to qualify for Social Security disability benefits. There are certain guidelines that must be followed. In addition, there are certain conditions that are considered top priority, so to speak, that will generally be approved in less time. This is simply because those with these specific conditions generally cannot work through them, as they are very severe in nature. This is not to say that you cannot qualify for Social Security disability benefits if your condition is not one of those listed, it just means there is a little more red tape to deal with.
If you file for Social Security disability benefits, the administration will try to determine whether or not you can still perform the work you did previously. They will take a look at your main job duties and your condition to determine this. Keep in mind that not being able to perform the job duties from work you previously did may not be enough to qualify for Social Security disability benefits. The administration will also look at your ability to perform other types of work. This often makes it a little harder to qualify for the program.
You will need to take several forms to your doctor when you file for Social Security disability benefits. The doctor must fill all of these out for you. It is very possible for the doctor to feel you are completely disabled, yet have the administration deny your claim.
When you file for Social Security disability benefits, you will typically meet with a coordinator. The coordinator will sit down with you and review your case. There will be more than one meeting in most cases. This is your contact person, and you should feel free to talk to them about your case. The coordinator will help you decide what type of Social Security disability benefits would suit your needs, as there are different "levels."
Expect a very long wait. Many people hire a lawyer to speed up the process and improve the odds of qualifying for Social Security disability benefits. The attorney will charge either a flat fee, or a percentage of your monthly Social Security disability benefits. It may be a good idea to meet with an attorney and find out exactly what the fee is before you use their services.
Prepare for a long wait when you file for Social Security disability benefits. It has been said that virtually all initial claims are denied, drawing out the process. Many people end up going a full year without any income during this time. This makes it even harder for those that need the income to stay afloat.
The Social Security disability benefits program is a great way for those that cannot work to stay afloat during hard times. Unfortunately, the system isn't perfect, not even close. Still, it's the only one we have.