Buying a new car is a taxing task for many people. Ask the average individual what they are afraid of most and they will tell you that “price haggling” is the most unpleasant phase of negotiating a price. Not many individuals come away from the transaction believing that they got a reasonable shake; a considerable minority will confess that they got ripped off if you press the subject with them. In addition to shopping at a “no haggle” dealer – Saturn, for instance – how can you preclude a horrible experience? Better put, can you? Let’s take a look at particular ways you can gain better control over the car buying experience so that you can save yourself some effort, cash, and a whole lot of frustration.

Shy away from the good sellers. Many Japanese makes are sold at full price and good deals are difficult to get. Nevertheless, if you do a little bit of study you must be able to shave several hundred dollars off of the sticker price or secure an extremely low loan rate should you choose to finance your vehicle. If your dealer doesn’t want to deal with you, go to one more Toyota, Honda, Nissan, etc. dealer to find a better deal.

Buy a left over. On the other hand, not all vehicles are hot sellers and a lot of models do not sell out when the model year ends. If there is a particular car that you want, you need to be able to realize considerable savings off of the sticker price. Don’t be “wowed” by an already reduced price touted by the dealership. In all likelihood, they are getting a secret discount from the maker; find out what that rebate is and get as much of it as you can. Bear in mind: you are already buying a car that is a year old. If it is a discontinued model or the latest version of that model is significantly changed, you have further leverage.

Arrange your own financing. When purchasing a car, bargain the least possible price before financing is discussed. If you come into the negotiation with your financing already covered, then you have additional leverage. If you are paying in full for the car, insist on an even greater price cut.

Go in equipped. Consumer Reports will sell to you a print out of exactly how much a vehicle should sell for. Buy a report on the model you want to find out what the dealer likely paid for your car. The value you pay should be much closer to that total than to the sticker price.

Buy a car through a car club. Car clubs, including those through warehouse clubs such as BJ’s, can be another way to purchasing a car at a cut-price rate without paying full price. Each club has their own system in operating, but in all instances you should be able to pay a reduced amount and leave the haggling out of the equation.

If you are the type of person who takes pleasure in haggling, then your experience is not likely to be as terrible. You know how to play the game and winning for you is simply securing the smallest possible price. For everybody else, a little outside help can save you money. Do not let your feelings tell you, “I ought to have this car,” or you are prone to pay much more than you have to. Keep in mind: dealer sob tales are just that; if they can’t work out a way to make proceeds off of a sale, then they shouldn’t be in business.