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The Cost Of Chemotherapy

By Edited Nov 13, 2013 0 0

When you are diagnosed with cancer, the last thing that is probably on your mind is the cost of the treatment. Unfortunately, it is something that must be considered. The drugs that are used and the duration of the treatment will determine the cost. You will need to discuss these particular factors with your doctor to calculate the cost of your chemotherapy treatment.

Unfortunately, the insurance companies will sometimes deny coverage of a particular chemotherapy treatment. If your doctor has determined that a drug would be beneficial in your treatment, the insurance company could still deny your claim. The reasons that the drugs are not covered are many. The insurance company may not be aware of a new drug or they may limit the drugs that a doctor can use for chemotherapy. Sometimes the approval of a drug by the FDA is limited to certain uses and additional uses are not approved but have proven to be beneficial. The insurance companies will only cover the drug if it is used in the manner that is approved by the FDA.

If you find that your treatment is not covered or your claim is denied, make sure that you let your health care providers know immediately. They may be able to clear up any problems the insurance company is having with your claim. There may also be a social services representative in the hospital that can help you with the problem. There are programs that might be able to help you pay for your chemotherapy.

You will have to be your own advocate to get your chemotherapy treatment paid. This can be difficult when you are ill and receiving treatment. Your family and the advocates in the hospital can be a great assistance for you. It is important that you look into all of the resources available to you during this difficult time. The most important thing you can do is not give up. You must receive the treatment to effectively treat your cancer and most people do eventually receive payment.

The cost of chemotherapy can be quite high if you are having extensive treatment. While it should not be your only concern during your illness, it must be. If you want to continue with the treatment that is making you well, you will have to turn over every rock to get the treatment paid for. If you are still having difficulties with your insurance company even with the assistance of the hospital, you can sue. Many times the court will side with the patient and order the insurance company to pay. This is usually a last resort for most people.



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