Stop Thinking Big

 You've probably never had someone tell you to stop thinking big, but I'm telling you that right now...kinda. 

I want you to stop thinking big in terms of making money.  I'm going to tell you just how powerful a single dollar can be.

  Dollar Bill(58543)

I talk to too many people these days that have remarks as follows:

  • "I don't make enough money to save"
  • "I can only save a few dollars a day, it's not worth it"
  • "I'll start saving later when I make a bigger salary"
  • "Saving a few dollars here and there just isn't worth it"

I could go on and on.  I'm not sure where anyone got the idea that if you can't save big you shouldn't save at all, or waiting until later might be better. 

Dollars Add UpA dollar a day adds up quickly.

I created the table below to make 2 very key points:

  1. You need to start saving early.  If you'll notice, someone saving a dollar a day starting at Age 10 will make nearly $300,000 more than someone saving a dollar a day starting at Age 35.
  2. You don't need to save a lot.  This chart is based on saving $1 a day.  That's $365 a year.  There's not a single working person who can't afford that.






Age 10-65





Age 15-65





Age 20-65





Age 25-65





Age 30-65





Age 35-65






Let me point out 1 more key component of the table above.  I am using very low rates of return.  The average return (from the stock market) over the last 100 years is around 12%.  In some cases that is twice the return I am showing in this table.  What does that mean?  You could actually make a whole lot more by investing a dollar a day.

Now what?

Stop waiting to save and get your booty in gear!  

Except don't stop at just $1 a day, I know you can get $2 or $5 or even $10!  

Think little, become big!