Many people contemplate trust deeds as a possible debt resolution option after noticing promotion in the media. Most of these advertisements are paid for by big providers with large amounts to spend on advertising. These providers are sometimes referred to as "trust deed factories" due to the breadth of their processing operation and call handling centres. For some this will be preferred as there are suggestions that a factory style operation will be fast and effective.

Many people however require a high level of expert personal interaction both prior to and during one of the most significant financial decisions of their lives. The principal factor of excellent personal interaction is having a dedicated high-level contact during the whole trust deed process that will not fluctuate very often. This isn't always possible with the largest trust deed companies. Quite justifiably lots of debtors also expect contact with the Insolvency Practitioner (IP) who will be their "Trustee". This is occasionally not available at the larger operations where the IP in question may just be too overloaded to speak to specific individual clients.

Trust deed "introducers" also pay for a lot of the advertising in the media. The introducers role is at the beginning of the protected trust deed process to connect debtors with protected trust deed providers, they do not handle cases themselves. The most effective introducers will provide their clients with professional advice on alternative debt resolution choices, for example, debt management plans, bankruptcy or the DAS scheme. Unfortunately there are some introducers that do not recommend qualified advisors. You need to be wary of these, particularly since a Scottish trust deed is such a huge financial commitment. Financial incentives may be place for introducers, meaning they are likely to recommend the financial advisor that's paying the most instead of the one with the best customer service. Before committing to any single provider research them and read reviews to give you a clearer idea of the service you should expect.

In the market there are also medium-sized Scottish trust deed specialists. Being dedicated personal debt and trust deeds means that they are capable of providing a quality service to debtors and their creditors. As they are not as big as the "factories" they may be more likely to supply a client with a professional, experienced contact throughout the process. Employing stable and consistent contacts that don't constantly change is a good insurance policy against misinterpretations and issues further through the process. They will probably have a Trustee that you can speak to regarding the Scottish trust deed if you require reassurance or your questions answered.

Conventional accountancy firms provide help with tax, auditing and other services in addition to trust deed insolvency services. Except for companies that have dedicated trust deed departments they may be missing some of the trust deed specialism found elsewhere. Where they do have specialised trust deed departments they are likely to provide the same benefits to a debtor that might be present at a medium-sized trust deed specialist. Continuity of contact with well-trained people employed beyond a call centre environment will generally be in the interests of the consumer.

Insolvency practitioners do sometimes work alone without any support. Some of these sole practitioners won't be completely versed with current protected trust deed creditor acceptance criteria. It may be sensible to consider alternative options like a more specialised trust deed company.