20 Tips To Put Money Back In Your Pocket!
We all want more money in our pockets. Many are always on the lookout for ways to make extra money. Sometimes it’s best to figure out how to put money back in your pocket . Please read on to find some quick and easy tips to keep your money in your pocket.
1 Don’t impulse buy! Always bring a list when you go shopping for food and stick to it.
2 Buy as many items as you can in bulk. You’ll want to buy items that have a long shelf life like frozen vegetables or toilet paper.
3 Don’t open a credit card unless you can pay the balance off in full every month. Paying off credit card interest can become a huge financial burden. So think twice before opening up that credit card account.
4 When going on vacation travel on Tuesday or Wednesday. These are the cheapest days to fly out for domestic travel.
5 Don’t pay your credit cards late. One late payment can damage your credit score and cost you more money in the long run.
6 Don’t go shopping when you feel depressed. Often people use shopping as a way to make themselves feel better and this can lead to overspending.
7 Stick to the speeding limit. Driving at 75 miles an hour burns more gas than driving at 55 miles an hour.
8 Empty the trunk of your car. Driving a heavy car burns more gas than driving a lighter one.
9 Adjust your thermostat. When you’re going to be away from the house reduce your thermostat to 55 degrees. When you throw a party consider turning down the thermostat. Having extra people in your house should naturally bring the temperature in the room up.
10 Save energy by insulating your home. Don't allow escaping heat to drive up your energy bills.
11 Save money on cleaning solutions by making your own. A simple cleaning recipe is a cup of white vinegar mixed with a cup of water. This makes a great inexpensive cleaner.
12 Write a letter. Writing letters is a thoughtful way to show your friends that you care and it can help cut your phone bill expense significantly.
13 Don’t go out for dinner. Invite your friends over to your house for a meal and ask them to bring a dish.
14 Don’t buy magazines. Often you can find these magazines for free at the library. The same applies for books. Before you buy your favorite author’s latest novel see if you can find it at the library.
15 Give up cable. Cable can cost over $500 a year. Imagine what you could do with an extra $500 a year. Instead rent a movie or better yet borrow one from library for movie nights.
16 Check out free concerts. Depending on where you live there might be free movies, concerts and performances in the park.
17 Only use the ATM machines for your bank. Those $1.50 and $2.00 fees amassed by using other bank ATMs can add up quickly.
18 Buy generic. Often the same ingredients can be found in the generic brand that are found in similarly higher priced products. Buying generic can save you over $100 a year.
19 Don’t bounce your checks. Banking fees on a bounced check can range from $20 to $30 a month. Saving that money could provide you with an extra $300 a year.
20 Drink coffee at home. Expensive specialty coffee drinks can eat away at your wallet. Invest in high quality blends and make them yourself.
These are tips that my family has found very helpful. Do you have any that you’d care to share?