Net Unrealized Appreciation, NUA, What is it?
Having accomplished a lot of financial planning for Silicon Valley executives in Palo Alto and San Jose, the concept of Net Unrealized Appreciation became a topic of importance for those who hold a lot of company stock. Oftentimes, significant value of company stock are held in qualified retirement plans such as 401k. Failing to understand your options for your stock can result in excess taxes that could have been avoided. So what is Net Unrealized Appreciation, or NUA, and what are the most important aspects of this that should be understood?