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darlaserrano
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Business & Money
by darlaserrano
8 years ago
What Are 2011 IRA Contribution Limits

Traditional, 401k, 403B and Roth are all types of IRAs. An IRA is quite simply an individual retirement account. Each year, some changes are made to the amount you can contribute to your IRA(s), and the tax benefits you can glean from having done so. The rules pertaining to contributions and phase outs have remained fairly intact over the last year. This is mostly because there has been little change in the Consumer Price Index over the last year.

Business & Money
by darlaserrano
8 years ago
What You Need To Know About Traditional IRA

A traditional IRA (not to be confused with a Roth IRA) is an individual retirement account in which you contribute pre-tax dollars. If you are late getting into the saving game and expect your income to reduce, rather than increase, this is an excellent choice for you. You do not pay taxes on the money you put in - in other words, your contributions are deductible. However, you are likely to have to pay tax on distributions once you begin to receive them.

Business & Money
by darlaserrano
8 years ago
Roth 401K

The days of depending on social security and pensions to maintain the lifestyle you would like to have upon retirement are long gone. In 1978, Congress introduced a traditional individual retirement plan. Since then, Roth IRAs and Roth 401k programs have increased in popularity. The major reason for this is that because you fund your Roth 401(k) with after-tax dollars, the result is a nice retirement income. In this article about various types of retirement savings plans (RSAs), we take an in-depth look at the Roth 401(k) through a series of questions and answers.

Business & Money
by darlaserrano
8 years ago
Roth IRA

In this article, we will take a look at the Roth IRA. The Roth IRA was named after the late Senator William Roth, who was quite active in its implementation. It is a special type of retirement plan that is generally not taxed. It may be comprised of stocks and bonds, mutual funds, real estate and annuities.

Business & Money
by darlaserrano
8 years ago
Differences Between A Traditional And Roth 401K

This article is about two types of 401k plan that are offered by employers. It is obviously aimed at people who are now gainfully employed. Because it is never too early to start planning for your retirement, you should read this even if you're just beginning your working career.

Business & Money
by darlaserrano
8 years ago
The Creditors Start Knocking on Your Door

When the credotors start knocking at your door you need to have a plan ready to get yourself back on good financial footing.

Business & Money
by darlaserrano
8 years ago
You've Realized you are Heading for Financial Crisis - Now What?

Once you realize that you are in a financial blackhole the next step is to begin planning out how to get out.

Business & Money
by darlaserrano
8 years ago
How to Realize You are Heading for Financial Crisis

Learn how to spot the signs that you are beginning to fall into financial troubles.

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