Why do you need 110% of your salary when you retire
The US retirement pension system really never was all that great. People talk about the good old days when companies provided pensions, but even at its heyday only about 34% of people ever got pensions. Retirement is not necessarily what we all think it is - where you just stop working and kick back, and you don't do anything. No, we might retire from what you don't want to do, to something you do want to do - and still get paid.