Visa Black Card to Compete With American Express Centurion

In early December 2008, Visa announced a new credit card designed to compete with American Express' Centurion card. This new Visa card was to be released as the Visa Black Card.

The card isn't just another credit card colored black, the card itself is actually made of carbon graphite. The card, being made of carbon graphite, may sound gimicky. But that isn't the only perk that is associated with the Visa Black Card. When you possess a Visa Black Card, not only do you have one of the most elite credit cards in North America, you also get your very own concierge service.

If somebody is getting married and you want to have a set of white tigers available for the pictures, grab your phone and give your concierge a phone call and he or she will arrange to have them for you. Do you want a brand new Ferrari but your local dealership is sold out? Give the concierge a call and he will scour the world to find you one. It is beyond worth having a black card just for the concierge service alone.

Visa Black CardVisa Black Card Benefits:

*1% cash back on purchases or $1 = 1 points that can redeemed for travel anytime
* 24-Hour Concierge Service
* Exclusive Rewards Program
* Luxury Gifts
* Patent Pending Carbon Graphite
* Annual Fee $495

Visa Black Card Rates:

Introductory 0% Balance Transfer for 6 months
Standard APR = Prime + 9.99 = Currently 13.99%
Cash Advances = Prime + 15.99 % = Currently 19.99%

Aside from all of these awesome benefits, flashing your black card at any nightclub should be enough to completely bypass the line.

The only thing left to do aside from apply for a Black card is to get rich enough to be able to get one. You will need to be in the top 1% of the richest Americans to qualify for this Visa Behemoth.

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