Save on Utilities
Install a Tankless Water Heater - While this is a larger purchase, it will definitely save you money over time. Regular water heaters work by periodically heating the water in the tank. Even if you are not currently or have not recently used hot water, it will still use electricity to heat the water in the tank, running up your power bill. Tankless water heaters only heat the water when you use it and tend to produce hot water faster than traditional water heaters.
Get a Rain Barrel - Install a rain barrel and use that water for watering plants and help cut your water bill.
Install a Programmable Thermostat - You can pre-program the thermostat to adjust the temperature in your home at different times of the day. To boost savings, in warmer months, set the thermostat a few degrees higher while you are not home, and in colder months, set it a few degrees lower. Doing so will keep your system from turning on as often and from having to work as hard to maintain a temperature that you are not even home to enjoy.
Replace HVAC Filters Regularly - This helps by simply allowing better air flow that lets your system perform better which saves you money. You should also have a yearly check up done on your system for optimal performance and reduced chance for breakdowns.
Replace Weather Stripping - Don't waste the heating and cooling you've paid for by letting it escape from your home. Do a check once per year around doors, windows, and pipes for gaps in weather stripping or deteriorated expandable foam.
Washer & Dryer - Check the hoses and vents at least once per year for wear and tear. Replace hoses as needed and clean the dryer vent to prevent flooding and fire hazards. If the dryer vent becomes frequently clogged or deteriorates, replace it. Also, clean the lint trap in your dryer after every load and wash the lint trap once per month with mild soap and warm water and be sure to dry thoroughly. To boost savings, skip the dryer and hang your clothes out to dry.
Save on Auto Maintenance
Look for Customer Loyalty Programs - Whether you have your auto service done at the dealership or another business, ask if they have any customer loyalty programs to get regular discounts or coupons.
Change Your Own Oil & Filters - Changing the oil, oil filter, and air filters in your vehicle can be some of the easiest DIY maintenance you can do on your car and you can save big bucks too. Be sure to check with your local recycling center for rules pertaining to used oil disposal.
Wash Your Own Vehicle - I know we all get busy sometimes, but seriously, wash your own car. It usually doesn't take that long, you can control the products being used on your car, you won't have to run the risk of someone or a drive-thru machine messing up your car, and you save money.
Save on Your Cell Phone
Switch and Save - Do your homework and comparison shop. Check all the major carriers in your area and check the prepaid options as well. Compare pricing, features, and most importantly, check the network coverage for your area. After all, why have the fancy phone with all the fancy features if your coverage is terrible and you can't so much as make a call?
Check for Employer/Organization Discounts - Many employers and organizations, especially larger groups, offer discounts for cell phone service. Most discounts are usually between 10-20% off of your wireless bill. Also, if you are required to use a personal cell phone for work, check to see if your employer will help cover a portion of the cost.
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